Red Bank, NJ
In Red Bank, Monmouth County: the 2025 average residential tax bill is $10,937 a year, the NJ Transit monthly pass to New York Penn Station is $549 a month and median rent is $2,026 a month.
Monthly cost of owning in Red Bank Estimate
Enter a price between $100,000 and $3,000,000.
Enter a home price to see your estimated monthly cost in Red Bank.
Estimated/mo in Red Bank
Estimate only, not a loan offer, rate quote, or financial advice. Actual taxes, insurance, PMI, and rates vary.
Property tax is based on 2025 certified rates; town average, your bill may differ after reassessment.
PMI not included; ask your lender.
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Sources and how it is calculated
Estimate based on 20% down, a 30-year fixed loan at 7.24%, homeowners insurance, and the NJ Transit pass to New York Penn Station. Flood insurance is a toggle in the calculator (illustrative). Not included: PMI, HOA, utilities and maintenance.
- Mortgage rate: Freddie Mac Primary Mortgage Market Survey (PMMS), 30-year fixed, national weekly average, week of Oct 29, 2026.
- Property tax: NJ Division of Taxation, 2025 effective tax rates by town, Updated January 2026.
- Default home price: GSMLS, 2025 closed sales, median sale price, 2025 (Jan 1-Dec 31) (pulled Nov 1, 2026).
- Commute: NJ Transit, adult monthly pass to NY Penn, NJ Transit fares effective July 1, 2026 (chart confirmed via https://www.njtransit.com/adjustedfares); read 2026-11-01.
- Homeowners insurance (NJ average premium): $1,551 a year, NAIC Homeowners Report, data year 2023 (report published July 2026).
- Condo insurance (NJ average premium): $521 a year, NAIC Homeowners Report, data year 2023 (report published July 2026).
- Flood insurance (illustrative, not a quote): $1,492 a year, FEMA OpenFEMA, policies effective 2025-01-01 to 2025-12-31; dataset asOfDate 2026-09-08; pulled 2026-11-01.
- Mortgage rate, 15-year fixed: Freddie Mac Primary Mortgage Market Survey (PMMS), national weekly average, week of Oct 29, 2026.
- PMI: not included; ask your lender.
Property taxes
- Red Bank average bill
- NJ average
- Site estimate; not an official NJ figure
Up about 47% since 2015. The NJ average is up about 28%.
Full details & sources
2024 to 2025: +$770 (+7.6%), computed from the two published bills. The vertical axis starts at $6,000, not $0.
2015 to 2025: +$3,515 (+47.4%), computed from the first and last published bills.
Site estimate; not an official NJ figure 2026 projection: $11,445. 2026 projection = 2025 average residential bill x (1 + average annual % change 2020-2025).
How the projection is calculated
2026 projection = 2025 average residential bill x (1 + average annual % change 2020-2025). Average annual % change = arithmetic mean of the five year-over-year changes (2021/2020, 2022/2021, 2023/2022, 2024/2023, 2025/2024). Inputs (NJ Division of Taxation average residential tax bills): 2020 $8,724, 2021 $9,084, 2022 $9,430, 2023 $9,635, 2024 $10,167, 2025 $10,937. Year-over-year changes: 2021 +4.1265%, 2022 +3.8089%, 2023 +2.1739%, 2024 +5.5215%, 2025 +7.5735%. Average = 4.6409%. Projection = $10,937 x (1 + 0.046409) = $11,444.57, rounded to $11,445. Not a certified or published 2026 bill; NJ has not set a 2026 rate.
2026 average assessment: $651,381. This is an assessment, not a bill.
2025 Above NJ average: $10,937 vs. NJ average $10,340.
2024 Above NJ average: $10,167 vs. NJ average $9,898.
NJ average 2018: Published as printed. The 2018 statewide figure ($8,117) is lower than both 2017 ($8,413) and 2019 ($8,736); kept as published, not adjusted.
View as a data table
| Year | Average bill | NJ average | Status | Source and date |
|---|---|---|---|---|
| 2015 | $7,422 | $8,106 | Published | NJ Division of Taxation · Updated June 2016 NJ average: NJ Division of Taxation · Updated June 2016 |
| 2016 | $7,469 | $8,288 | Published | NJ Division of Taxation · Updated June 2017 NJ average: NJ Division of Taxation · Updated June 2017 |
| 2017 | $7,645 | $8,413 | Published | NJ Division of Taxation · Updated June 2018 NJ average: NJ Division of Taxation · Updated June 2018 |
| 2018 | $8,009 | $8,117 | Published | NJ Division of Taxation · Updated February 2021 NJ average: NJ Division of Taxation · Updated February 2021 |
| 2019 | $8,318 | $8,736 | Published | NJ Division of Taxation · Updated June 2021 NJ average: NJ Division of Taxation · Updated June 2021 |
| 2020 | $8,724 | $8,915 | Published | NJ Division of Taxation · Updated May 2022 NJ average: NJ Division of Taxation · Updated May 2022 |
| 2021 | $9,084 | $9,076 | Published | NJ Division of Taxation · Updated December 2023 NJ average: NJ Division of Taxation · Updated December 2023 |
| 2022 | $9,430 | $9,274 | Published | NJ Division of Taxation · Updated September 2025 NJ average: NJ Division of Taxation · Updated September 2025 |
| 2023 | $9,635 | $9,569 | Published | NJ Division of Taxation · Updated December 2025 NJ average: NJ Division of Taxation · Updated December 2025 |
| 2024 | $10,167 | $9,898 | Published | NJ Division of Taxation · Updated September 2025 NJ average: NJ Division of Taxation · Updated September 2025 |
| 2025 | $10,937 | $10,340 | Published | NJ Division of Taxation · Updated February 2026 NJ average: NJ Division of Taxation · Updated February 2026 |
| 2026 Estimate | $11,445 | – | Estimate (Site estimate; not an official NJ figure) | Site estimate; not an official NJ figure · Updated October 2026 |
Rates and bills
Where the tax rate goes
- County
- School
- Municipal
2025 share of the rate: county 11.9%, school 61.0%, municipal 27.1%.
2024 share of the rate: county 12.1%, school 60.0%, municipal 27.9%.
What changed from 2024 to 2025
Change per $100 assessed, 2024 to 2025. Computed from the two published rate splits; orange is an increase, green a decrease.
Due dates
- InstallmentsFeb 1 · May 1 · Aug 1 · Nov 1
- Next dueFeb 1, 2027
- Last day without interestFeb 10, 2027
More info
Grace period: 10 days.
Last day without interest: 2027-02-10 (Feb 10, 2027 is a Wednesday).
After the grace period, interest is retroactive to the original due date (statutory cap 8% on first $1,500 of delinquency, 18% above).
Appeal your assessment
Deadline. In Monmouth County (with Burlington and Gloucester) an appeal to the county board of taxation must be received on or before January 15 of the tax year, or 45 days after the bulk mailing of the assessment notices is completed in the town, whichever is later. A deadline on a weekend or legal holiday moves to the next business day.
Next regular deadline: Jan 15, 2027. Properties assessed over $1,000,000 may file directly with the NJ Tax Court by the same deadline.
This town. Monmouth County's January 15 deadline applies to this town's appeals, including for towns on the revaluation/reassessment lists (the May 1 revaluation rule is not used in Monmouth).
File with the Monmouth County Board of Taxation. Website · Hall of Records, 1 East Main Street, Freehold, NJ 07728 · 732-431-7404
Fax: 732-409-4890
Online: through NJ Appeal Online (state unified portal): https://secure.njappealonline.com/prodappeals/login.aspx; 2027 window 11/15/2026 to 1/15/2027 (start date subject to change, per the state filing schedule updated Oct 22, 2026).
Paper: Payment: Filing fee submitted with the appeal (board handbook). Form: Petition of Appeal Form A-1 (blue or black ink; one appeal per parcel). Paper service on the Tax Board, municipal assessor and municipal clerk (board handbook).
Hearings: Held between January 15 and April 30 (board handbook)
Filing fee by assessed value: under $150,000: $5; $150,000 to under $500,000: $25; $500,000 to under $1,000,000: $100; $1,000,000 or more: $150; classification appeal: $25. Payable to the County Tax Administrator; not refundable. Fee schedule printed in the Monmouth board's handbook (updated Oct 2025 for use in 2026): $100 for $500,000 to under $1,000,000 and $150 for $1,000,000 or more, the same as the statewide Form A-1.
Taxes and municipal charges must be paid through Q1 of the current year or the appeal can be dismissed (N.J.S.A. 54:3-27).
Schools
Red Bank Borough Public School District · district vs. New Jersey
Better than NJ average Worse Neutral (student:teacher) NJ average
Red Bank Regional School District · high-school district vs. New Jersey
Better than NJ average Worse Neutral (student:teacher) NJ average
Grades K-8 are the Red Bank Borough Public School District. High school (grades 9-12) is the Red Bank Regional School District (25-4365); its results are district-wide for the regional district, which serves several towns. District assignment: the Red Bank Regional High School District's board of education page lists its member districts as Red Bank, Little Silver and Shrewsbury. The NJDOE School Performance Reports file does not list member towns, so the assignment does not come from that file; the five metrics below do. Source: Red Bank Regional High School: Board of Education, About the Board · Nov 2026 (page read 2026-11-01).
Full details & sources
Red Bank Borough Public School District · district results vs. state
Red Bank Regional School District · high-school district results vs. state
“Above” and “Below NJ average” compare the district with the state average. Higher is not always better (for example, chronic absenteeism). State average:
Commute
More info
Red Bank station, fare zone 18. Published one-way adult fare $19.50. Red Bank station is on the North Jersey Coast Line (zone 18).
More info
Fastest scheduled weekday trip to New York Penn Station arriving 7:00-9:00 AM from Red Bank, per NJ Transit schedule data for Wed Nov 18, 2026. The typical trip from that station in that window (median of 6 scheduled trips) takes 80.5 min; the fastest takes 73 min.
Fastest scheduled trip arriving 7:00 to 9:00 AM on 2026-11-18: Red Bank, departs 6:39 AM, arrives 7:52 AM, one seat, no transfer.
Data as of: Scheduled service Wed 2026-11-18; rail feed service dates 2026-09-15 to 2027-03-13; downloaded 2026-11-01
Commute times by station
| Boarding point | To | Fastest, arriving 7:00 to 9:00 AM | Typical (median), arriving 7:00 to 9:00 AM | Earliest train, arriving by 9:00 AM | Transfers |
|---|---|---|---|---|---|
| Red Bank | New York Penn | 73 min | 80.5 min (6 trips) | 73 min | one seat, no transfer |
| Red Bank | Hoboken Terminal | 85 min | 90.5 min (6 trips) | 85 min | 1 transfer at Secaucus Junction (upper level) |
| Red Bank | Newark Penn | 55 min | 59 min (5 trips) | 55 min | one seat, no transfer |
Full details & sources
NJ town data in your inbox
Rent and housing
Median rent ranks 24 of 38 towns, highest first.
Full details & sources
View as a data table
| Town | Median rent | Source and date |
|---|---|---|
| Livingston | $2,949 | U.S. Census ACS · Updated January 2026 |
| Hoboken | $2,938 | U.S. Census ACS · Updated January 2026 |
| Chatham Twp | $2,769 | U.S. Census ACS · Updated January 2026 |
| Princeton | $2,636 | U.S. Census ACS · Updated January 2026 |
| Bernards Twp (Basking Ridge) | $2,476 | U.S. Census ACS · Updated January 2026 |
| Fanwood | $2,446 | U.S. Census ACS · Updated January 2026 |
| Morris Twp | $2,437 | U.S. Census ACS · Updated January 2026 |
| Summit | $2,430 | U.S. Census ACS · Updated January 2026 |
| Montville | $2,372 | U.S. Census ACS · Updated January 2026 |
| Westfield | $2,357 | U.S. Census ACS · Updated January 2026 |
| South Orange (Village) | $2,296 | U.S. Census ACS · Updated January 2026 |
| Morristown | $2,274 | U.S. Census ACS · Updated January 2026 |
| Maplewood | $2,269 | U.S. Census ACS · Updated January 2026 |
| Millburn (Short Hills) | $2,262 | U.S. Census ACS · Updated January 2026 |
| Madison | $2,253 | U.S. Census ACS · Updated January 2026 |
| Chatham Boro | $2,250 | U.S. Census ACS · Updated January 2026 |
| Berkeley Heights | $2,203 | U.S. Census ACS · Updated January 2026 |
| Cranford | $2,199 | U.S. Census ACS · Updated January 2026 |
| Bridgewater | $2,176 | U.S. Census ACS · Updated January 2026 |
| Metuchen | $2,078 | U.S. Census ACS · Updated January 2026 |
| Union Twp | $2,064 | U.S. Census ACS · Updated January 2026 |
| Montclair | $2,063 | U.S. Census ACS · Updated January 2026 |
| Scotch Plains | $2,060 | U.S. Census ACS · Updated January 2026 |
| Red Bank | $2,026 | U.S. Census ACS · Updated January 2026 |
| Jersey City | $2,007 | U.S. Census ACS · Updated January 2026 |
| Edison | $1,974 | U.S. Census ACS · Updated January 2026 |
| Woodbridge | $1,959 | U.S. Census ACS · Updated January 2026 |
| Fair Lawn | $1,917 | U.S. Census ACS · Updated January 2026 |
| New Providence | $1,903 | U.S. Census ACS · Updated January 2026 |
| Cherry Hill | $1,882 | U.S. Census ACS · Updated January 2026 |
| Rahway | $1,845 | U.S. Census ACS · Updated January 2026 |
| Bloomfield | $1,824 | U.S. Census ACS · Updated January 2026 |
| Denville | $1,817 | U.S. Census ACS · Updated January 2026 |
| New Brunswick | $1,814 | U.S. Census ACS · Updated January 2026 |
| Plainfield | $1,767 | U.S. Census ACS · Updated January 2026 |
| Linden | $1,731 | U.S. Census ACS · Updated January 2026 |
| Elizabeth | $1,523 | U.S. Census ACS · Updated January 2026 |
| Newark | $1,392 | U.S. Census ACS · Updated January 2026 |
Other towns: Rahway · Cranford · Westfield · Metuchen · Linden · Millburn (Short Hills) · Summit · Montclair · Edison · Union Twp · Elizabeth · Chatham Boro · Chatham Twp · Woodbridge · Hoboken · Bloomfield · Madison · Maplewood · Denville · Plainfield · Morristown · South Orange (Village) · Bernards Twp (Basking Ridge) · Livingston · New Providence · Montville · Berkeley Heights · Bridgewater · Fanwood · Scotch Plains · Morris Twp · Jersey City · Newark · Fair Lawn · Princeton · Cherry Hill · New Brunswick · All towns and map
Compare with: Rahway · Cranford · Westfield · Metuchen · Linden · Millburn (Short Hills) · Summit · Montclair · Edison · Union Twp · Elizabeth · Chatham Boro · Chatham Twp · Woodbridge · Hoboken · Bloomfield · Madison · Maplewood · Denville · Plainfield · Morristown · South Orange (Village) · Bernards Twp (Basking Ridge) · Livingston · New Providence · Montville · Berkeley Heights · Bridgewater · Fanwood · Scotch Plains · Morris Twp · Jersey City · Newark · Fair Lawn · Princeton · Cherry Hill · New Brunswick · Compare up to 3 towns