Montclair vs Red Bank, NJ
Property taxes, schools, NJ Transit pass and monthly cost for Montclair and Red Bank, side by side with sources.
At a glance
- Lower tax billRed Bank, $10,937 a year
More info
Red Bank has the lower 2025 average residential tax bill: $10,937 a year, $11,552 less than $22,489 in Montclair. Both are above the NJ average of $10,340.
- Peak commuteMontclair 35 min vs Red Bank 73 min
More info
Peak commute is 35 minutes in Montclair and 73 minutes in Red Bank, 38 minutes shorter in Montclair.
- NJ Transit passMontclair $255 vs Red Bank $549
More info
The NJ Transit monthly pass to NY Penn is $255 in Montclair and $549 in Red Bank, $294 more.
- Higher school resultsMontclair: ELA, math
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On the district results, Montclair's district is higher on ELA (69.8% vs 46.5%) and math (60.9% vs 33.5%).
Figures are from the data file, version 2.5.3. Estimates are labeled. Sources and dates are in each section below. Add a third town in the compare tool.
Monthly cost
Estimated monthly cost Estimate
- Mortgage (principal and interest)
- Property tax
- Insurance
- NJ Transit pass
- Montclair$11,636 / monthMortgage $8,459 · Property tax $2,793 · Insurance $129 · NJ Transit pass $255 · on a $1,551,500 median single-family home
More info
Same math as the monthly cost calculator, at its defaults: each town's headline median sale price, single-family unless the town's label says otherwise (GSMLS, 2025 closed sales), 20% down, a 30-year fixed loan at 7.24% (Freddie Mac weekly national average, week of Oct 29, 2026), the town's 2025 effective tax rate, homeowners insurance (condo insurance for condo towns), and the town's NJ Transit pass where it has one. Excludes flood insurance, PMI, HOA, utilities and maintenance. Change the numbers in the calculator.
Home prices
Median sale price, single-family
- Montclair$1,551,500246 sales
Median sale price, condo / townhouse
- Montclair$525,00069 sales
Monthly mortgage
- Montclair$8,459 / month
More info
Principal & interest only; excludes taxes and insurance. Based on the single-family median unless a town's row says otherwise.
Source: GSMLS
Property taxes
Average residential tax bill, 2025
- Montclair$22,489 / year$12,149 above the NJ average
- Red Bank$10,937 / year$597 above the NJ average
- NJ average$10,340 / yearState total, same series as the town bills
More info
Bills compare better than raw tax rates, because towns assess homes at different shares of market value.
Schools
4-year graduation rate
- Montclair96.9% Above NJ average
- NJ state91.8%
More info
Not shown for Red Bank: K-8 district; see high school
Commute
Peak commute time
- Montclair35 min
More info
Typical from Bay Street: 45.5 min, median trip time of the scheduled trips arriving 7:00-9:00 AM on Wed 2026-11-18 (one itinerary per departure; dominated options excluded). Based on 6 trips.
- Red Bank73 min
More info
Typical from Red Bank: 80.5 min, median trip time of the scheduled trips arriving 7:00-9:00 AM on Wed 2026-11-18 (one itinerary per departure; dominated options excluded). Based on 6 trips.
Full pages: Montclair · Red Bank. Find a local expert if you want help weighing these two towns.