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Morris County

Chatham Twp, NJ

In Chatham Twp, Morris County: the 2025 average residential tax bill is $18,373 a year and median rent is $2,769 a month.

Photo: Tomwsulcer, CC0
Avg. tax bill
$18,373 / year Above NJ average
NJ Transit pass
No NJ Transit rail station in town; residents typically use Chatham station in Chatham Borough
Median rent
$2,769 / month
Graduation rate
96.5% Above NJ average

Sources: NJ Division of Taxation (Updated February 2026) · U.S. Census ACS (Updated January 2026) · NJDOE (2024-25 school year, published May 2026)

Monthly cost Estimate

The monthly cost estimate includes the NJ Transit rail pass to New York Penn Station, which does not apply to Chatham Twp (no nj transit rail station in town; residents typically use chatham station in chatham borough), so no estimate is shown.

Property taxes

2025 avg. bill$18,373 / year
2026 estimate$18,997 EstimateSite estimate; not an official NJ figure
Compared with NJ Above NJ averageNJ average $10,340, 2025
$7k$14k$21kNJ average bill by year, 2015 to 2025 (NJ Division of Taxation)2015: $13,548. Source: NJ Division of Taxation. Updated June 2016$13,54820152016: $13,759. Source: NJ Division of Taxation. Updated June 20172017: $14,179. Source: NJ Division of Taxation. Updated June 201820172018: $14,744. Source: NJ Division of Taxation. Updated February 20212019: $15,105. Source: NJ Division of Taxation. Updated June 202120192020: $15,562. Source: NJ Division of Taxation. Updated May 20222021: $16,067. Source: NJ Division of Taxation. Updated December 202320212022: $16,352. Source: NJ Division of Taxation. Updated September 20252023: $16,560. Source: NJ Division of Taxation. Updated December 202520232024: $17,172. Source: NJ Division of Taxation. Updated September 20252025: $18,373. Source: NJ Division of Taxation. Updated February 202620252026, Site estimate; not an official NJ figure: $18,997. Source: Site estimate; not an official NJ figure. Updated October 2026$18,9972026PROJECTION
  • Chatham Twp average bill
  • NJ average
  • Site estimate; not an official NJ figure

Up about 36% since 2015. The NJ average is up about 28%.

Sources: NJ Division of Taxation (Updated Jun 2016 to Feb 2026) · Site estimate; not an official NJ figure (Updated October 2026)

Full details & sources

2024 to 2025: +$1,201 (+7.0%), computed from the two published bills. The vertical axis starts at $7,000, not $0.

2015 to 2025: +$4,825 (+35.6%), computed from the first and last published bills.

Site estimate; not an official NJ figure 2026 projection: $18,997. 2026 projection = 2025 average residential bill x (1 + average annual % change 2020-2025). Source: Site estimate; not an official NJ figure · Updated October 2026

How the projection is calculated

2026 projection = 2025 average residential bill x (1 + average annual % change 2020-2025). Average annual % change = arithmetic mean of the five year-over-year changes (2021/2020, 2022/2021, 2023/2022, 2024/2023, 2025/2024). Inputs (NJ Division of Taxation average residential tax bills): 2020 $15,562, 2021 $16,067, 2022 $16,352, 2023 $16,560, 2024 $17,172, 2025 $18,373. Year-over-year changes: 2021 +3.2451%, 2022 +1.7738%, 2023 +1.2720%, 2024 +3.6957%, 2025 +6.9939%. Average = 3.3961%. Projection = $18,373 x (1 + 0.033961) = $18,996.97, rounded to $18,997. Not a certified or published 2026 bill; NJ has not set a 2026 rate.

2026 average assessment: $878,576. This is an assessment, not a bill. Source: NJ Division of Taxation · Updated October 2026

2025 Above NJ average: $18,373 vs. NJ average $10,340. Source: NJ Division of Taxation · Updated February 2026

2024 Above NJ average: $17,172 vs. NJ average $9,898. Source: NJ Division of Taxation · Updated September 2025

NJ average 2018: Published as printed. The 2018 statewide figure ($8,117) is lower than both 2017 ($8,413) and 2019 ($8,736); kept as published, not adjusted.

View as a data table
Average residential tax bill by year, Chatham Twp, with the NJ average
YearAverage billNJ averageStatusSource and date
2015$13,548$8,106PublishedNJ Division of Taxation · Updated June 2016
NJ average: NJ Division of Taxation · Updated June 2016
2016$13,759$8,288PublishedNJ Division of Taxation · Updated June 2017
NJ average: NJ Division of Taxation · Updated June 2017
2017$14,179$8,413PublishedNJ Division of Taxation · Updated June 2018
NJ average: NJ Division of Taxation · Updated June 2018
2018$14,744$8,117PublishedNJ Division of Taxation · Updated February 2021
NJ average: NJ Division of Taxation · Updated February 2021
2019$15,105$8,736PublishedNJ Division of Taxation · Updated June 2021
NJ average: NJ Division of Taxation · Updated June 2021
2020$15,562$8,915PublishedNJ Division of Taxation · Updated May 2022
NJ average: NJ Division of Taxation · Updated May 2022
2021$16,067$9,076PublishedNJ Division of Taxation · Updated December 2023
NJ average: NJ Division of Taxation · Updated December 2023
2022$16,352$9,274PublishedNJ Division of Taxation · Updated September 2025
NJ average: NJ Division of Taxation · Updated September 2025
2023$16,560$9,569PublishedNJ Division of Taxation · Updated December 2025
NJ average: NJ Division of Taxation · Updated December 2025
2024$17,172$9,898PublishedNJ Division of Taxation · Updated September 2025
NJ average: NJ Division of Taxation · Updated September 2025
2025$18,373$10,340PublishedNJ Division of Taxation · Updated February 2026
NJ average: NJ Division of Taxation · Updated February 2026
2026 Estimate$18,997–Estimate (Site estimate; not an official NJ figure)Site estimate; not an official NJ figure · Updated October 2026

Source: NJ Division of Taxation average residential tax bill reports, each year linked in the data table. Dates are the month each file was last updated on nj.gov, which for older years can be a later re-upload than the original release.

Rates and bills

2025 effective tax rate1.518% of market valueSource: NJ Division of Taxation · Updated January 2026
2025 general tax rate$2.104 per $100 assessedSource: NJ Division of Taxation · Updated January 2026
2024 average tax bill$17,172 / yearSource: NJ Division of Taxation · Updated September 2025
2026 average assessment (an assessment, not a bill)$878,576Source: NJ Division of Taxation · Updated October 2026
2025 average assessment$873,245Source: NJ Division of Taxation · Updated February 2026
2024 average assessment$863,356Source: NJ Division of Taxation · Updated September 2025
2024 average sale price (an average, not a median)$1,398,273Source: NJ Division of Taxation · Updated September 2025
Equalization ratio, tax year 202572.22%Source: NJ Division of Taxation · Updated January 2025
Equalization ratio, tax year 202666.41%Source: NJ Division of Taxation · Updated March 2026

Where the tax rate goes

2025 general rate: $2.104 per $100 assessedCounty: $0.33$0.33School: $1.37$1.37Municipal: $0.40$0.402024 general rate: $1.989 per $100 assessedCounty: $0.32$0.32School: $1.28$1.28Municipal: $0.38$0.38
  • County
  • School
  • Municipal

2025 share of the rate: county 15.7%, school 65.2%, municipal 19.1%.

2024 share of the rate: county 16.3%, school 64.4%, municipal 19.3%.

Source: NJ Division of Taxation · Updated November 2025 / Updated October 2024

What changed from 2024 to 2025

County+0.007+0.007School+0.089+0.089Municipal+0.019+0.019Total+0.115+0.115

Change per $100 assessed, 2024 to 2025. Computed from the two published rate splits; orange is an increase, green a decrease.

Source: NJ Division of Taxation · Updated October 2024 / Updated November 2025

Compare taxes across towns

Due dates

Quarterly: Feb 1, May 1, Aug 1, Nov 1. Grace period: 10 days. Next due Feb 1, 2027; last day without interest: 2027-02-10 (Feb 10, 2027 is a Wednesday). After the grace period, interest is retroactive to the original due date (statutory cap 8% on first $1,500 of delinquency, 18% above).

Source: N.J.S.A. 54:4-66 (installment due dates) and N.J.S.A. 54:4-67 (municipality may set no interest within 10 calendar days); Chatham Township Tax Collector · Updated October 2026
Appeal your assessment

Deadline. Appeals to the county board of taxation must be received on or before April 1, or 45 days after the bulk mailing of the assessment notices is completed in the town, whichever is later. In a town that implemented a municipal-wide revaluation or reassessment, the deadline is May 1. A deadline on a weekend or legal holiday moves to the next business day.

Next regular deadline: Apr 1, 2027. Properties assessed over $1,000,000 may file directly with the NJ Tax Court by the same deadline.

Source: NJ Division of Taxation Assessment and Appeals page · Updated October 2026

File with the Morris County Board of Taxation. Website · 30 Schuyler Place, Morristown, NJ 07960 · 973-285-6707 · Office hours: Monday-Friday 8:30 AM-4:30 PM

Mailing address: P.O. Box 900, Morristown, NJ 07963-0900 · Fax: 973-993-9618 · Board filing brochure

The county board has not yet confirmed the 2027 deadline.

Paper: Original Form A-1 filed with the board. Payment: Check payable to County Tax Administrator (per state A-1 instructions). Form: Petition of Appeal Form A-1. Filer must serve copies on the town assessor and clerk (A-1 instructions).

Hearings: In person only (board brochure/page)

Filing fee by assessed value: under $150,000: $5; $150,000 to under $500,000: $25; $500,000 to under $1,000,000: $100; $1,000,000 or more: $150; classification appeal: $25. Payable to the County Tax Administrator; not refundable. Statewide fee schedule on Form A-1. The Morris board's pages do not state county-specific fees.

Taxes and municipal charges must be paid through Q1 of the current year or the appeal can be dismissed (N.J.S.A. 54:3-27).

Source: Morris County Board of Taxation (Board of Taxation page and tax appeal brochure); NJ Division of Taxation Form A-1 instructions; N.J.S.A. 54:3-21 · Updated October 2026

Schools

4-year graduation rate96.5% Above NJ average
Meeting ELA standards74.8% Above NJ average
Meeting math standards68.5% Above NJ average

School District of the Chathams · district vs. New Jersey

ELA met/exceeded
Chatham Twp
74.8%
NJ
53.0%
Math met/exceeded
Chatham Twp
68.5%
NJ
42.0%
4-year graduation
Chatham Twp
96.5%
NJ
91.8%
Chronic absenteeism
Chatham Twp
6.3%
NJ
14.4%
Student:teacher
Chatham Twp
11:1
NJ
12:1

Better than NJ average Worse Neutral (student:teacher) NJ average

Above the NJ average on all 3 results.

Sources: NJDOE (2024-25 school year, published May 2026)

Full details & sources

School District of the Chathams · district results vs. state

ELA met/exceeded
74.8%Chatham Twp
State 53.0%
Above NJ average2024-25 school year, published May 2026 · Source: NJDOE NJ School Performance Reports 2024-25 (District/State database)
Math met/exceeded
68.5%Chatham Twp
State 42.0%
Above NJ average2024-25 school year, published May 2026 · Source: NJDOE NJ School Performance Reports 2024-25 (District/State database)
4-year graduation
96.5%Chatham Twp
State 91.8%
Above NJ average2024-25 school year, published May 2026 · Source: NJDOE NJ School Performance Reports 2024-25 (District/State database)
Chronic absenteeism
6.3%Chatham Twp
State 14.4%
Below NJ average2024-25 school year, published May 2026 · Source: NJDOE NJ School Performance Reports 2024-25 (District/State database)
Student:teacher11:1 (state 12:1) Below NJ average2024-25 school year, published May 2026 · Source: NJDOE NJ School Performance Reports 2024-25 (District/State database)

“Above” and “Below NJ average” compare the district with the state average. Higher is not always better (for example, chronic absenteeism). State average: 2024-25 school year · Source: NJDOE

Compare all school districts

Commute

NJ Transit passNo NJ Transit rail station in town; residents typically use Chatham station in Chatham Borough
Peak commute46 min
Peak commute

46 min on a 0 to 120 minute scale

Scheduled service Wed 2026-11-18; rail feed service dates 2026-09-15 to 2027-03-13; downloaded 2026-11-01 · Source: NJ Transit GTFS (via Mobility Database)

Fastest scheduled trip arriving 7:00 to 9:00 AM on 2026-11-18: Chatham, departs 7:17 AM, arrives 8:03 AM, one seat, no transfer.

Commute times by station
Commute times by station in Chatham Twp
Boarding pointToArriving 7:00 to 9:00 AMEarliest train, arriving by 9:00 AMTransfers
ChathamNew York Penn46 min46 minone seat, no transfer
ChathamHoboken Terminal43 min43 minone seat, no transfer
ChathamNewark Penn43 min43 min1 transfer at Newark Broad Street
Scheduled service Wed 2026-11-18; rail feed service dates 2026-09-15 to 2027-03-13; downloaded 2026-11-01 · Source: NJ Transit GTFS (via Mobility Database)

No NJ Transit rail station in town; residents typically use Chatham station in Chatham Borough. Chatham Township has no NJ Transit rail station. The Chatham station is in Chatham Borough (zone 10, $376 monthly to New York Penn Station per the fare chart); see Chatham Borough. Township residents who use it are not shown a township fare.

Source: NJ Transit · Updated July 2026

Peak commute: 46 minutes.

Sources: NJ Transit (Updated July 2026) · NJ Transit GTFS (via Mobility Database) (As of Scheduled service Wed 2026-11-18; rail feed service dates 2026-09-15 to 2027-03-13; downloaded 2026-11-01)

Full details & sources
NJ Transit adult monthly pass to NY PennNo NJ Transit rail station in town; residents typically use Chatham station in Chatham Borough

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Rent and housing

Median rent$2,769 / month
Median sale price, single-family$1,990,200
Monthly mortgage$10,851 / monthPrincipal & interest only; excludes taxes and insurance
Single-family$1,990,20096 sales
Condo / townhouse$465,00043 salesfewer than 50 sales

Source: GSMLS, 2025 closed sales

Monthly mortgage$10,851 / monthPrincipal & interest only; excludes taxes and insurance
Livingston$2,949Chatham Twp$2,769Bernards Twp (Basking Ridge)$2,476Fanwood$2,446Morris Twp$2,437Summit$2,430Montville$2,372Westfield$2,357South Orange (Village)$2,296Morristown$2,274Maplewood$2,269Millburn (Short Hills)$2,262Madison$2,253Chatham Boro$2,250Berkeley Heights$2,203Cranford$2,199Bridgewater$2,176Metuchen$2,078Union Twp$2,064Montclair$2,063Scotch Plains$2,060Edison$1,974Woodbridge$1,959New Providence$1,903Rahway$1,845Bloomfield$1,824Denville$1,817Plainfield$1,767Linden$1,731Elizabeth$1,523$2,949$2,769$2,476$2,446$2,437$2,430$2,372$2,357$2,296$2,274$2,269$2,262$2,253$2,250$2,203$2,199$2,176$2,078$2,064$2,063$2,060$1,974$1,959$1,903$1,845$1,824$1,817$1,767$1,731$1,523

Median rent ranks 2 of 30 towns, highest first.

Sources: U.S. Census ACS (Updated January 2026)

Full details & sources
View as a data table
Median monthly rent by town
TownMedian rentSource and date
Livingston$2,949U.S. Census ACS · Updated January 2026
Chatham Twp$2,769U.S. Census ACS · Updated January 2026
Bernards Twp (Basking Ridge)$2,476U.S. Census ACS · Updated January 2026
Fanwood$2,446U.S. Census ACS · Updated January 2026
Morris Twp$2,437U.S. Census ACS · Updated January 2026
Summit$2,430U.S. Census ACS · Updated January 2026
Montville$2,372U.S. Census ACS · Updated January 2026
Westfield$2,357U.S. Census ACS · Updated January 2026
South Orange (Village)$2,296U.S. Census ACS · Updated January 2026
Morristown$2,274U.S. Census ACS · Updated January 2026
Maplewood$2,269U.S. Census ACS · Updated January 2026
Millburn (Short Hills)$2,262U.S. Census ACS · Updated January 2026
Madison$2,253U.S. Census ACS · Updated January 2026
Chatham Boro$2,250U.S. Census ACS · Updated January 2026
Berkeley Heights$2,203U.S. Census ACS · Updated January 2026
Cranford$2,199U.S. Census ACS · Updated January 2026
Bridgewater$2,176U.S. Census ACS · Updated January 2026
Metuchen$2,078U.S. Census ACS · Updated January 2026
Union Twp$2,064U.S. Census ACS · Updated January 2026
Montclair$2,063U.S. Census ACS · Updated January 2026
Scotch Plains$2,060U.S. Census ACS · Updated January 2026
Edison$1,974U.S. Census ACS · Updated January 2026
Woodbridge$1,959U.S. Census ACS · Updated January 2026
New Providence$1,903U.S. Census ACS · Updated January 2026
Rahway$1,845U.S. Census ACS · Updated January 2026
Bloomfield$1,824U.S. Census ACS · Updated January 2026
Denville$1,817U.S. Census ACS · Updated January 2026
Plainfield$1,767U.S. Census ACS · Updated January 2026
Linden$1,731U.S. Census ACS · Updated January 2026
Elizabeth$1,523U.S. Census ACS · Updated January 2026

Monthly cost calculator

Other towns: Rahway · Cranford · Westfield · Metuchen · Linden · Millburn (Short Hills) · Summit · Montclair · Edison · Union Twp · Elizabeth · Chatham Boro · Woodbridge · Bloomfield · Madison · Maplewood · Denville · Plainfield · Morristown · South Orange (Village) · Bernards Twp (Basking Ridge) · Livingston · New Providence · Montville · Berkeley Heights · Bridgewater · Fanwood · Scotch Plains · Morris Twp · All towns and map

Compare with: Rahway · Cranford · Westfield · Metuchen · Linden · Millburn (Short Hills) · Summit · Montclair · Edison · Union Twp · Elizabeth · Chatham Boro · Woodbridge · Bloomfield · Madison · Maplewood · Denville · Plainfield · Morristown · South Orange (Village) · Bernards Twp (Basking Ridge) · Livingston · New Providence · Montville · Berkeley Heights · Bridgewater · Fanwood · Scotch Plains · Morris Twp · Compare up to 3 towns