Chatham Twp vs Westfield, NJ
Property taxes, schools, NJ Transit pass and monthly cost for Chatham Twp and Westfield, side by side with sources.
At a glance
Chatham Twp has the lower 2025 average residential tax bill: $18,373 a year, $575 less than $18,948 in Westfield. Both are above the NJ average of $10,340.
The median single-family sale price is $1,300,000 in Westfield and $1,990,200 in Chatham Twp, $690,200 more (GSMLS, 2025 closed sales).
Peak commute is 46 minutes in Chatham Twp and 48 in Westfield, 2 minutes shorter in Chatham Twp.
On the district results, Westfield's district is higher on 4-year graduation (97.4% vs 96.5%), ELA (75.7% vs 74.8%) and math (73.6% vs 68.5%).
Figures are from the data file, version 2.3.0. Estimates are labeled. Add a third town in the compare tool.
Monthly cost
Estimated monthly cost Estimate
- Mortgage (principal and interest)
- Property tax
- NJ Transit pass
- Chatham TwpNo NJ Transit rail station in town; residents typically use Chatham station in Chatham Borough
- Westfield$9,377 / monthMortgage $7,088 · Property tax $1,961 · NJ Transit pass $328 · on a $1,300,000 median single-family home
Each town uses its own median single-family sale price (GSMLS, 2025 closed sales) and 2025 effective tax rate. Mortgage is the monthly mortgage in the data: Principal & interest only; excludes taxes and insurance. Calculated at a 7.24% 30-year fixed rate, 20% down, 30-year term. Excludes insurance, utilities, maintenance and HOA fees. Change the numbers in the calculator.
Home prices
Median sale price, single-family
- Chatham Twp$1,990,20096 sales
- Westfield$1,300,000301 sales
Median sale price, condo / townhouse
- Chatham Twp$465,00043 sales · fewer than 50 sales
- Westfield$640,00025 sales · fewer than 50 sales
Monthly mortgage
- Chatham Twp$10,851 / month
- Westfield$7,088 / month
Principal & interest only; excludes taxes and insurance. Based on the single-family median.
Source: GSMLS, 2025 closed sales
Property taxes
Average residential tax bill, 2025
- Chatham Twp$18,373 / year$8,033 above the NJ average
- Westfield$18,948 / year$8,608 above the NJ average
- NJ average$10,340 / yearState total, same series as the town bills
Bills compare better than raw tax rates, because towns assess homes at different shares of market value.
Schools
Meeting ELA standards
- Chatham Twp74.8% Above NJ average
- Westfield75.7% Above NJ average
- NJ state53.0%
Meeting math standards
- Chatham Twp68.5% Above NJ average
- Westfield73.6% Above NJ average
- NJ state42.0%
4-year graduation rate
- Chatham Twp96.5% Above NJ average
- Westfield97.4% Above NJ average
- NJ state91.8%
Chronic absenteeism
- Chatham Twp6.3% Below NJ average
- Westfield3.5% Below NJ average
- NJ state14.4%
Student:teacher ratio
- Chatham Twp11:1
- Westfield12:1
- NJ state12:1
Commute
NJ Transit adult monthly pass to NY Penn
- Chatham TwpNo NJ Transit rail station in town; residents typically use Chatham station in Chatham Borough
- Westfield$328 / month
Peak commute time
- Chatham Twp46 min
- Westfield48 min
Full pages: Chatham Twp · Westfield. Find a local expert if you want help weighing these two towns.