Bridgewater vs Chatham Twp, NJ
Property taxes, schools, NJ Transit pass and monthly cost for Bridgewater and Chatham Twp, side by side with sources.
At a glance
Bridgewater has the lower 2025 average residential tax bill: $10,964 a year, $7,409 less than $18,373 in Chatham Twp. Both are above the NJ average of $10,340.
The median single-family sale price is $825,000 in Bridgewater and $1,990,200 in Chatham Twp, $1,165,200 more (GSMLS, 2025 closed sales).
Peak commute is 67 minutes in Bridgewater and 46 in Chatham Twp, 21 minutes shorter in Chatham Twp.
On the district results, Bridgewater's district is higher on 4-year graduation (96.9% vs 96.5%); Chatham Twp's district is higher on ELA (74.8% vs 70.0%) and math (68.5% vs 58.2%).
Figures are from the data file, version 2.3.0. Estimates are labeled. Add a third town in the compare tool.
Monthly cost
Estimated monthly cost Estimate
- Mortgage (principal and interest)
- Property tax
- NJ Transit pass
- Bridgewater$6,267 / monthMortgage $4,498 · Property tax $1,257 · NJ Transit pass $512 · on a $825,000 median single-family home
- Chatham TwpNo NJ Transit rail station in town; residents typically use Chatham station in Chatham Borough
Each town uses its own median single-family sale price (GSMLS, 2025 closed sales) and 2025 effective tax rate. Mortgage is the monthly mortgage in the data: Principal & interest only; excludes taxes and insurance. Calculated at a 7.24% 30-year fixed rate, 20% down, 30-year term. Excludes insurance, utilities, maintenance and HOA fees. Change the numbers in the calculator.
Home prices
Median sale price, single-family
- Bridgewater$825,000302 sales
- Chatham Twp$1,990,20096 sales
Median sale price, condo / townhouse
- Bridgewater$466,250132 sales
- Chatham Twp$465,00043 sales · fewer than 50 sales
Monthly mortgage
- Bridgewater$4,498 / month
- Chatham Twp$10,851 / month
Principal & interest only; excludes taxes and insurance. Based on the single-family median.
Source: GSMLS, 2025 closed sales
Property taxes
Average residential tax bill, 2025
- Bridgewater$10,964 / year$624 above the NJ average
- Chatham Twp$18,373 / year$8,033 above the NJ average
- NJ average$10,340 / yearState total, same series as the town bills
Bills compare better than raw tax rates, because towns assess homes at different shares of market value.
Schools
Meeting ELA standards
- Bridgewater70.0% Above NJ average
- Chatham Twp74.8% Above NJ average
- NJ state53.0%
Meeting math standards
- Bridgewater58.2% Above NJ average
- Chatham Twp68.5% Above NJ average
- NJ state42.0%
4-year graduation rate
- Bridgewater96.9% Above NJ average
- Chatham Twp96.5% Above NJ average
- NJ state91.8%
Chronic absenteeism
- Bridgewater8.2% Below NJ average
- Chatham Twp6.3% Below NJ average
- NJ state14.4%
Student:teacher ratio
- Bridgewater11:1
- Chatham Twp11:1
- NJ state12:1
Commute
NJ Transit adult monthly pass to NY Penn
- Bridgewater$512 / month
- Chatham TwpNo NJ Transit rail station in town; residents typically use Chatham station in Chatham Borough
Peak commute time
- Bridgewater67 min
- Chatham Twp46 min
Full pages: Bridgewater · Chatham Twp. Find a local expert if you want help weighing these two towns.