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Berkeley Heights vs Chatham Twp, NJ

Property taxes, schools, NJ Transit pass and monthly cost for Berkeley Heights and Chatham Twp, side by side with sources.

At a glance

Berkeley Heights has the lower 2025 average residential tax bill: $14,154 a year, $4,219 less than $18,373 in Chatham Twp. Both are above the NJ average of $10,340.

The median single-family sale price is $950,000 in Berkeley Heights and $1,990,200 in Chatham Twp, $1,040,200 more (GSMLS, 2025 closed sales).

Peak commute is 58 minutes in Berkeley Heights and 46 in Chatham Twp, 12 minutes shorter in Chatham Twp.

On the district results, Berkeley Heights' district is higher on 4-year graduation (97.3% vs 96.5%) and math (69.4% vs 68.5%); Chatham Twp's district is higher on ELA (74.8% vs 73.3%).

Figures are from the data file, version 2.3.0. Estimates are labeled. Add a third town in the compare tool.

Monthly cost

Estimated monthly cost Estimate

Mortgage (principal and interest)
Property tax
NJ Transit pass

Berkeley Heights$7,028 / monthMortgage $5,179 · Property tax $1,441 · NJ Transit pass $408 · on a $950,000 median single-family home
Chatham TwpNo NJ Transit rail station in town; residents typically use Chatham station in Chatham Borough

Each town uses its own median single-family sale price (GSMLS, 2025 closed sales) and 2025 effective tax rate. Mortgage is the monthly mortgage in the data: Principal & interest only; excludes taxes and insurance. Calculated at a 7.24% 30-year fixed rate, 20% down, 30-year term. Excludes insurance, utilities, maintenance and HOA fees. Change the numbers in the calculator.

Sources: GSMLS (As of 2025) · Freddie Mac PMMS (Updated October 2026) · NJ Division of Taxation (Updated January 2026) · NJ Transit (Updated July 2026)

Home prices

Median sale price, single-family

Berkeley Heights$950,000117 sales
Chatham Twp$1,990,20096 sales

Median sale price, condo / townhouse

Berkeley Heights$614,50026 sales · fewer than 50 sales
Chatham Twp$465,00043 sales · fewer than 50 sales

Monthly mortgage

Berkeley Heights$5,179 / month
Chatham Twp$10,851 / month

Principal & interest only; excludes taxes and insurance. Based on the single-family median.

Source: GSMLS, 2025 closed sales

Property taxes

Average residential tax bill, 2025

Berkeley Heights$14,154 / year$3,814 above the NJ average
Chatham Twp$18,373 / year$8,033 above the NJ average
NJ average$10,340 / yearState total, same series as the town bills

Bills compare better than raw tax rates, because towns assess homes at different shares of market value.

Sources: NJ Division of Taxation (Updated February 2026)

Schools

Meeting ELA standards

Berkeley Heights73.3% Above NJ average
Chatham Twp74.8% Above NJ average
NJ state53.0%

Meeting math standards

Berkeley Heights69.4% Above NJ average
Chatham Twp68.5% Above NJ average
NJ state42.0%

4-year graduation rate

Berkeley Heights97.3% Above NJ average
Chatham Twp96.5% Above NJ average
NJ state91.8%

Chronic absenteeism

Berkeley Heights4.7% Below NJ average
Chatham Twp6.3% Below NJ average
NJ state14.4%

Student:teacher ratio

Berkeley Heights11:1
Chatham Twp11:1
NJ state12:1

DistrictsBerkeley Heights: Berkeley Heights School DistrictChatham Twp: School District of the ChathamsDistrict-wide results for all students. The NJ state line is the statewide figure.

Sources: NJDOE (2024-25 school year, published May 2026)

Commute

NJ Transit adult monthly pass to NY Penn

Berkeley Heights$408 / month
Chatham TwpNo NJ Transit rail station in town; residents typically use Chatham station in Chatham Borough

Peak commute time

Berkeley Heights58 min
Chatham Twp46 min

Sources: NJ Transit (Updated July 2026) · NJ Transit GTFS (via Mobility Database) (As of Scheduled service Wed 2026-11-18; rail feed service dates 2026-09-15 to 2027-03-13; downloaded 2026-11-01)

Full pages: Berkeley Heights · Chatham Twp. Find a local expert if you want help weighing these two towns.