Fair Lawn vs Hoboken, NJ
Property taxes, schools, NJ Transit pass and monthly cost for Fair Lawn and Hoboken, side by side with sources.
At a glance
- Lower tax billHoboken, $9,531 a year
More info
Hoboken has the lower 2025 average residential tax bill: $9,531 a year, $2,887 less than $12,418 in Fair Lawn. Hoboken is below the NJ average of $10,340 and Fair Lawn is above it.
- Median sale priceFair Lawn $690,000 vs Hoboken $785,000
More info
Fair Lawn's headline median sale price is $690,000 (single-family) and Hoboken's is $785,000 (condo/townhouse median; no single-family sales in 2025); the two are different home types (GSMLS, 2025 closed sales).
- Monthly cost estimateHoboken $5,023 vs Fair Lawn $5,433
More info
On the site's monthly cost estimate (mortgage, property tax, insurance and NJ Transit pass, each on the town's headline median sale price, the same math as the calculator), Hoboken comes to $5,023 a month and Fair Lawn to $5,433, a gap of $410.
- Peak commuteFair Lawn 39 min vs Hoboken 15 min
More info
Peak commute is 39 minutes in Fair Lawn and 15 minutes by PATH to 33rd Street in Hoboken, 24 minutes shorter in Hoboken.
- Higher school resultsFair Lawn: ELA, math; Hoboken: 4-year graduation
More info
On the district results, Fair Lawn's district is higher on ELA (76.6% vs 70.5%) and math (69.6% vs 61.0%); Hoboken's district is higher on 4-year graduation (97.5% vs 97.2%).
Figures are from the data file, version 2.5.3. Estimates are labeled. Sources and dates are in each section below. Add a third town in the compare tool.
Monthly cost
Estimated monthly cost Estimate
- Mortgage (principal and interest)
- Property tax
- Insurance
- NJ Transit pass
- Fair Lawn$5,433 / monthMortgage $3,762 · Property tax $1,266 · Insurance $129 · NJ Transit pass $276 · on a $690,000 median single-family home
- Hoboken$5,023 / monthMortgage $4,280 · Property tax $700 · Insurance $43 · no commute · on a $785,000 median condo/townhouse home
More info
Same math as the monthly cost calculator, at its defaults: each town's headline median sale price, single-family unless the town's label says otherwise (GSMLS, 2025 closed sales), 20% down, a 30-year fixed loan at 7.24% (Freddie Mac weekly national average, week of Oct 29, 2026), the town's 2025 effective tax rate, homeowners insurance (condo insurance for condo towns), and the town's NJ Transit pass where it has one. Excludes flood insurance, PMI, HOA, utilities and maintenance. Change the numbers in the calculator.
Property taxes
Average residential tax bill, 2025
- Fair Lawn$12,418 / year$2,078 above the NJ average
- Hoboken$9,531 / year$809 below the NJ average
- NJ average$10,340 / yearState total, same series as the town bills
More info
Bills compare better than raw tax rates, because towns assess homes at different shares of market value.
Schools
Commute
NJ Transit adult monthly pass to NY Penn
- Fair Lawn$276 / month
More info
Not shown for Hoboken: Not on NJ Transit's rail-to-Penn fare chart; residents typically use PATH or the NY Waterway ferry (see fares)
Peak commute time
- Fair Lawn39 min
More info
Typical from Radburn: 48 min, median trip time of the scheduled trips arriving 7:00-9:00 AM on Wed 2026-11-18 (one itinerary per departure; dominated options excluded). Based on 6 trips.
- Hoboken15 minPATH from Hoboken to 33rd Street (Midtown Manhattan)
More info
Typical from Hoboken (PATH): 15 min, median ride time of the direct scheduled PATH trips arriving 7:00-9:00 AM in PATH's weekday GTFS schedule (service through 2026-11-13); the count is for that schedule, not for Nov 18. Based on 14 trips.
PATH commute time
- Hoboken15 minHoboken (PATH) to 33rd Street (PATH)
More info
Typical: 15 min, median ride time of the direct scheduled PATH trips arriving 7:00-9:00 AM in PATH's weekday GTFS schedule (service through 2026-11-13); the count is for that schedule, not for Nov 18. Based on 14 trips.
Ferry commute time
- Hoboken7 minHoboken 14th St. to Midtown (W 39th St)
More info
Typical: 7 min, median scheduled crossing time of the weekday ferry sailings from this terminal that arrive at the destination 7:00-9:00 AM in NY Waterway's published timetable. Based on 6 trips.
Full pages: Fair Lawn · Hoboken. Find a local expert if you want help weighing these two towns.