Hoboken vs New Brunswick, NJ
Property taxes, schools, NJ Transit pass and monthly cost for Hoboken and New Brunswick, side by side with sources.
At a glance
- Lower tax billNew Brunswick, $7,101 a year
More info
New Brunswick has the lower 2025 average residential tax bill: $7,101 a year, $2,430 less than $9,531 in Hoboken. Both are below the NJ average of $10,340.
- Median sale priceHoboken $785,000 vs New Brunswick $420,000
More info
Hoboken's headline median sale price is $785,000 (condo/townhouse median; no single-family sales in 2025) and New Brunswick's is $420,000 (single-family); the two are different home types (GSMLS, 2025 closed sales).
- Monthly cost estimateNew Brunswick $3,628 vs Hoboken $5,023
More info
On the site's monthly cost estimate (mortgage, property tax, insurance and NJ Transit pass, each on the town's headline median sale price, the same math as the calculator), New Brunswick comes to $3,628 a month and Hoboken to $5,023, a gap of $1,395.
- Peak commuteHoboken 15 min vs New Brunswick 51 min
More info
Peak commute is 15 minutes by PATH to 33rd Street in Hoboken and 51 minutes in New Brunswick, 36 minutes shorter in Hoboken.
- Higher school resultsHoboken: 4-year graduation, ELA, math
More info
On the district results, Hoboken's district is higher on 4-year graduation (97.5% vs 79.5%), ELA (70.5% vs 27.5%) and math (61.0% vs 15.1%).
Figures are from the data file, version 2.5.3. Estimates are labeled. Sources and dates are in each section below. Add a third town in the compare tool.
Monthly cost
Estimated monthly cost Estimate
- Mortgage (principal and interest)
- Property tax
- Insurance
- NJ Transit pass
- Hoboken$5,023 / monthMortgage $4,280 · Property tax $700 · Insurance $43 · no commute · on a $785,000 median condo/townhouse home
- New Brunswick$3,628 / monthMortgage $2,290 · Property tax $732 · Insurance $129 · NJ Transit pass $477 · on a $420,000 median single-family home
More info
Same math as the monthly cost calculator, at its defaults: each town's headline median sale price, single-family unless the town's label says otherwise (GSMLS, 2025 closed sales), 20% down, a 30-year fixed loan at 7.24% (Freddie Mac weekly national average, week of Oct 29, 2026), the town's 2025 effective tax rate, homeowners insurance (condo insurance for condo towns), and the town's NJ Transit pass where it has one. Excludes flood insurance, PMI, HOA, utilities and maintenance. Change the numbers in the calculator.
Home prices
Median sale price, single-family
- New Brunswick$420,00011 sales
Median sale price, condo / townhouse
- Hoboken$785,000condo/townhouse median; no single-family sales in 2025 · 19 sales
Monthly mortgage
- Hoboken$4,280 / monthBased on the condo/townhouse median; no single-family sales in 2025
- New Brunswick$2,290 / month
More info
Principal & interest only; excludes taxes and insurance; based on the condo/townhouse median (no single-family sales in 2025). Based on the single-family median unless a town's row says otherwise.
Source: GSMLS
Property taxes
Average residential tax bill, 2025
- Hoboken$9,531 / year$809 below the NJ average
- New Brunswick$7,101 / year$3,239 below the NJ average
- NJ average$10,340 / yearState total, same series as the town bills
More info
Bills compare better than raw tax rates, because towns assess homes at different shares of market value.
Schools
Meeting ELA standards
- Hoboken70.5% Above NJ average
- New Brunswick27.5% Below NJ average
- NJ state53.0%
Meeting math standards
- Hoboken61.0% Above NJ average
- New Brunswick15.1% Below NJ average
- NJ state42.0%
4-year graduation rate
- Hoboken97.5% Above NJ average
- New Brunswick79.5% Below NJ average
- NJ state91.8%
Chronic absenteeism
- Hoboken7.9% Below NJ average
- New Brunswick19.8% Above NJ average
- NJ state14.4%
Student:teacher ratio
- Hoboken14:1
- New Brunswick11:1
- NJ state12:1
Commute
NJ Transit adult monthly pass to NY Penn
- New Brunswick$477 / month
More info
Not shown for Hoboken: Not on NJ Transit's rail-to-Penn fare chart; residents typically use PATH or the NY Waterway ferry (see fares)
Peak commute time
- Hoboken15 minPATH from Hoboken to 33rd Street (Midtown Manhattan)
More info
Typical from Hoboken (PATH): 15 min, median ride time of the direct scheduled PATH trips arriving 7:00-9:00 AM in PATH's weekday GTFS schedule (service through 2026-11-13); the count is for that schedule, not for Nov 18. Based on 14 trips.
- New Brunswick51 min
More info
Typical from New Brunswick: 55.5 min, median trip time of the scheduled trips arriving 7:00-9:00 AM on Wed 2026-11-18 (one itinerary per departure; dominated options excluded). Based on 8 trips.
PATH commute time
- Hoboken15 minHoboken (PATH) to 33rd Street (PATH)
More info
Typical: 15 min, median ride time of the direct scheduled PATH trips arriving 7:00-9:00 AM in PATH's weekday GTFS schedule (service through 2026-11-13); the count is for that schedule, not for Nov 18. Based on 14 trips.
Ferry commute time
- Hoboken7 minHoboken 14th St. to Midtown (W 39th St)
More info
Typical: 7 min, median scheduled crossing time of the weekday ferry sailings from this terminal that arrive at the destination 7:00-9:00 AM in NY Waterway's published timetable. Based on 6 trips.
Full pages: Hoboken · New Brunswick. Find a local expert if you want help weighing these two towns.