Fair Lawn vs New Providence, NJ
Property taxes, schools, NJ Transit pass and monthly cost for Fair Lawn and New Providence, side by side with sources.
At a glance
- Lower tax billFair Lawn, $12,418 a year
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Fair Lawn has the lower 2025 average residential tax bill: $12,418 a year, $3,813 less than $16,231 in New Providence. Both are above the NJ average of $10,340.
- Median sale priceFair Lawn $690,000 vs New Providence $948,500
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The median single-family sale price is $690,000 in Fair Lawn and $948,500 in New Providence, $258,500 more (GSMLS, 2025 closed sales).
- Monthly cost estimateFair Lawn $5,433 vs New Providence $7,282
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On the site's monthly cost estimate (mortgage, property tax, insurance and NJ Transit pass, each on the town's headline median sale price, the same math as the calculator), Fair Lawn comes to $5,433 a month and New Providence to $7,282, a gap of $1,849.
- Peak commuteFair Lawn 39 min vs New Providence 48 min
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Peak commute is 39 minutes in Fair Lawn and 48 minutes in New Providence, 9 minutes shorter in Fair Lawn.
- NJ Transit passFair Lawn $276 vs New Providence $362
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The NJ Transit monthly pass to NY Penn is $276 in Fair Lawn and $362 in New Providence, $86 more.
- Higher school resultsFair Lawn: 4-year graduation; New Providence: ELA, math
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On the district results, Fair Lawn's district is higher on 4-year graduation (97.2% vs 96.4%); New Providence's district is higher on ELA (84.7% vs 76.6%) and math (79.4% vs 69.6%).
Figures are from the data file, version 2.5.3. Estimates are labeled. Sources and dates are in each section below. Add a third town in the compare tool.
Monthly cost
Estimated monthly cost Estimate
- Mortgage (principal and interest)
- Property tax
- Insurance
- NJ Transit pass
- Fair Lawn$5,433 / monthMortgage $3,762 · Property tax $1,266 · Insurance $129 · NJ Transit pass $276 · on a $690,000 median single-family home
- New Providence$7,282 / monthMortgage $5,171 · Property tax $1,620 · Insurance $129 · NJ Transit pass $362 · on a $948,500 median single-family home
More info
Same math as the monthly cost calculator, at its defaults: each town's headline median sale price, single-family unless the town's label says otherwise (GSMLS, 2025 closed sales), 20% down, a 30-year fixed loan at 7.24% (Freddie Mac weekly national average, week of Oct 29, 2026), the town's 2025 effective tax rate, homeowners insurance (condo insurance for condo towns), and the town's NJ Transit pass where it has one. Excludes flood insurance, PMI, HOA, utilities and maintenance. Change the numbers in the calculator.
Home prices
Median sale price, single-family
- Fair Lawn$690,00073 sales
- New Providence$948,500100 sales
Median sale price, condo / townhouse
- New Providence$799,00013 sales
Monthly mortgage
- Fair Lawn$3,762 / month
- New Providence$5,171 / month
More info
Principal & interest only; excludes taxes and insurance. Based on the single-family median unless a town's row says otherwise.
Source: GSMLS
Property taxes
Average residential tax bill, 2025
- Fair Lawn$12,418 / year$2,078 above the NJ average
- New Providence$16,231 / year$5,891 above the NJ average
- NJ average$10,340 / yearState total, same series as the town bills
More info
Bills compare better than raw tax rates, because towns assess homes at different shares of market value.
Schools
Meeting ELA standards
- Fair Lawn76.6% Above NJ average
- New Providence84.7% Above NJ average
- NJ state53.0%
Meeting math standards
- Fair Lawn69.6% Above NJ average
- New Providence79.4% Above NJ average
- NJ state42.0%
4-year graduation rate
- Fair Lawn97.2% Above NJ average
- New Providence96.4% Above NJ average
- NJ state91.8%
Chronic absenteeism
- Fair Lawn6.6% Below NJ average
- New Providence4.0% Below NJ average
- NJ state14.4%
Student:teacher ratio
- Fair Lawn11:1
- New Providence10:1
- NJ state12:1
Commute
NJ Transit adult monthly pass to NY Penn
- Fair Lawn$276 / month
- New Providence$362 / month
Peak commute time
- Fair Lawn39 min
More info
Typical from Radburn: 48 min, median trip time of the scheduled trips arriving 7:00-9:00 AM on Wed 2026-11-18 (one itinerary per departure; dominated options excluded). Based on 6 trips.
- New Providence48 min
More info
Typical from New Providence: 55.5 min, median trip time of the scheduled trips arriving 7:00-9:00 AM on Wed 2026-11-18 (one itinerary per departure; dominated options excluded). Based on 6 trips.
Full pages: Fair Lawn · New Providence. Find a local expert if you want help weighing these two towns.