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Fair Lawn vs New Providence, NJ

Property taxes, schools, NJ Transit pass and monthly cost for Fair Lawn and New Providence, side by side with sources.

At a glance

  • Lower tax billFair Lawn, $12,418 a year
    More info

    Fair Lawn has the lower 2025 average residential tax bill: $12,418 a year, $3,813 less than $16,231 in New Providence. Both are above the NJ average of $10,340.

  • Median sale priceFair Lawn $690,000 vs New Providence $948,500
    More info

    The median single-family sale price is $690,000 in Fair Lawn and $948,500 in New Providence, $258,500 more (GSMLS, 2025 closed sales).

  • Monthly cost estimateFair Lawn $5,433 vs New Providence $7,282
    More info

    On the site's monthly cost estimate (mortgage, property tax, insurance and NJ Transit pass, each on the town's headline median sale price, the same math as the calculator), Fair Lawn comes to $5,433 a month and New Providence to $7,282, a gap of $1,849.

  • Peak commuteFair Lawn 39 min vs New Providence 48 min
    More info

    Peak commute is 39 minutes in Fair Lawn and 48 minutes in New Providence, 9 minutes shorter in Fair Lawn.

  • NJ Transit passFair Lawn $276 vs New Providence $362
    More info

    The NJ Transit monthly pass to NY Penn is $276 in Fair Lawn and $362 in New Providence, $86 more.

  • Higher school resultsFair Lawn: 4-year graduation; New Providence: ELA, math
    More info

    On the district results, Fair Lawn's district is higher on 4-year graduation (97.2% vs 96.4%); New Providence's district is higher on ELA (84.7% vs 76.6%) and math (79.4% vs 69.6%).

Figures are from the data file, version 2.5.3. Estimates are labeled. Sources and dates are in each section below. Add a third town in the compare tool.

Monthly cost

Estimated monthly cost Estimate

  • Mortgage (principal and interest)
  • Property tax
  • Insurance
  • NJ Transit pass
  • Fair Lawn$5,433 / monthMortgage $3,762 · Property tax $1,266 · Insurance $129 · NJ Transit pass $276 · on a $690,000 median single-family home
  • New Providence$7,282 / monthMortgage $5,171 · Property tax $1,620 · Insurance $129 · NJ Transit pass $362 · on a $948,500 median single-family home
More info

Same math as the monthly cost calculator, at its defaults: each town's headline median sale price, single-family unless the town's label says otherwise (GSMLS, 2025 closed sales), 20% down, a 30-year fixed loan at 7.24% (Freddie Mac weekly national average, week of Oct 29, 2026), the town's 2025 effective tax rate, homeowners insurance (condo insurance for condo towns), and the town's NJ Transit pass where it has one. Excludes flood insurance, PMI, HOA, utilities and maintenance. Change the numbers in the calculator.

Sources: GSMLS (As of 2025) · NJ Division of Taxation (Updated January 2026) · Freddie Mac PMMS (As of 2026-10-29) · NAIC Homeowners Report (Updated July 2026)

Home prices

Median sale price, single-family

Median sale price, condo / townhouse

Monthly mortgage

More info

Principal & interest only; excludes taxes and insurance. Based on the single-family median unless a town's row says otherwise.

Source: GSMLS

Property taxes

Average residential tax bill, 2025

  • Fair Lawn$12,418 / year$2,078 above the NJ average
  • New Providence$16,231 / year$5,891 above the NJ average
  • NJ average$10,340 / yearState total, same series as the town bills
More info

Bills compare better than raw tax rates, because towns assess homes at different shares of market value.

Sources: NJ Division of Taxation (Updated February 2026)

Schools

Meeting ELA standards

Meeting math standards

4-year graduation rate

Chronic absenteeism

Student:teacher ratio

DistrictsFair Lawn: Fair Lawn Public School DistrictNew Providence: New Providence School DistrictDistrict-wide results for all students. The NJ state line is the statewide figure.

Sources: NJDOE (2024-25 school year, published May 2026)

Commute

NJ Transit adult monthly pass to NY Penn

Peak commute time

  • Fair Lawn39 min
    More info

    Typical from Radburn: 48 min, median trip time of the scheduled trips arriving 7:00-9:00 AM on Wed 2026-11-18 (one itinerary per departure; dominated options excluded). Based on 6 trips.

  • New Providence48 min
    More info

    Typical from New Providence: 55.5 min, median trip time of the scheduled trips arriving 7:00-9:00 AM on Wed 2026-11-18 (one itinerary per departure; dominated options excluded). Based on 6 trips.

Sources: NJ Transit (Updated July 2026) · NJ Transit GTFS (via Mobility Database) (Scheduled service Nov 18, 2026)

Full pages: Fair Lawn · New Providence. Find a local expert if you want help weighing these two towns.

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