Cherry Hill vs Scotch Plains, NJ
Property taxes, schools, NJ Transit pass and monthly cost for Cherry Hill and Scotch Plains, side by side with sources.
At a glance
- Lower tax billCherry Hill, $9,869 a year
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Cherry Hill has the lower 2025 average residential tax bill: $9,869 a year, $5,949 less than $15,818 in Scotch Plains. Cherry Hill is below the NJ average of $10,340 and Scotch Plains is above it.
- Higher school resultsScotch Plains: 4-year graduation, ELA, math
More info
On the district results, Scotch Plains' district is higher on 4-year graduation (97.0% vs 95.2%), ELA (71.0% vs 62.7%) and math (63.0% vs 52.8%).
Figures are from the data file, version 2.5.3. Estimates are labeled. Sources and dates are in each section below. Add a third town in the compare tool.
Monthly cost
Estimated monthly cost Estimate
- Mortgage (principal and interest)
- Property tax
- Insurance
- NJ Transit pass
- Scotch Plains$7,073 / monthMortgage $5,234 · Property tax $1,710 · Insurance $129 · no commute · on a $960,000 median single-family home
More info
Same math as the monthly cost calculator, at its defaults: each town's headline median sale price, single-family unless the town's label says otherwise (GSMLS, 2025 closed sales), 20% down, a 30-year fixed loan at 7.24% (Freddie Mac weekly national average, week of Oct 29, 2026), the town's 2025 effective tax rate, homeowners insurance (condo insurance for condo towns), and the town's NJ Transit pass where it has one. Excludes flood insurance, PMI, HOA, utilities and maintenance. Change the numbers in the calculator.
Home prices
Median sale price, single-family
- Scotch Plains$960,000199 sales
Median sale price, condo / townhouse
- Scotch Plains$577,50020 sales
Monthly mortgage
- Scotch Plains$5,234 / month
More info
Principal & interest only; excludes taxes and insurance. Based on the single-family median unless a town's row says otherwise.
Source: GSMLS
Property taxes
Average residential tax bill, 2025
- Cherry Hill$9,869 / year$471 below the NJ average
- Scotch Plains$15,818 / year$5,478 above the NJ average
- NJ average$10,340 / yearState total, same series as the town bills
More info
Bills compare better than raw tax rates, because towns assess homes at different shares of market value.
Schools
Meeting ELA standards
- Cherry Hill62.7% Above NJ average
- Scotch Plains71.0% Above NJ average
- NJ state53.0%
Meeting math standards
- Cherry Hill52.8% Above NJ average
- Scotch Plains63.0% Above NJ average
- NJ state42.0%
4-year graduation rate
- Cherry Hill95.2% Above NJ average
- Scotch Plains97.0% Above NJ average
- NJ state91.8%
Chronic absenteeism
- Cherry Hill14.0% Below NJ average
- Scotch Plains7.5% Below NJ average
- NJ state14.4%
Student:teacher ratio
- Cherry Hill12:1
- Scotch Plains12:1
- NJ state12:1
Commute
Peak commute time
- Scotch Plains48.4 min
More info
Typical: 48.4 min, median trip time of the scheduled trips on the same bus route from the same stop arriving at PABT 7:00-9:00 AM on Wed 2026-11-18. Based on 4 trips.
More info
Not shown for Cherry Hill: No NJ Transit rail service to New York Penn Station
Full pages: Cherry Hill · Scotch Plains. Find a local expert if you want help weighing these two towns.