Cherry Hill vs New Providence, NJ
Property taxes, schools, NJ Transit pass and monthly cost for Cherry Hill and New Providence, side by side with sources.
At a glance
- Lower tax billCherry Hill, $9,869 a year
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Cherry Hill has the lower 2025 average residential tax bill: $9,869 a year, $6,362 less than $16,231 in New Providence. Cherry Hill is below the NJ average of $10,340 and New Providence is above it.
- Higher school resultsNew Providence: 4-year graduation, ELA, math
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On the district results, New Providence's district is higher on 4-year graduation (96.4% vs 95.2%), ELA (84.7% vs 62.7%) and math (79.4% vs 52.8%).
Figures are from the data file, version 2.5.3. Estimates are labeled. Sources and dates are in each section below. Add a third town in the compare tool.
Monthly cost
Estimated monthly cost Estimate
- Mortgage (principal and interest)
- Property tax
- Insurance
- NJ Transit pass
- New Providence$7,282 / monthMortgage $5,171 · Property tax $1,620 · Insurance $129 · NJ Transit pass $362 · on a $948,500 median single-family home
More info
Same math as the monthly cost calculator, at its defaults: each town's headline median sale price, single-family unless the town's label says otherwise (GSMLS, 2025 closed sales), 20% down, a 30-year fixed loan at 7.24% (Freddie Mac weekly national average, week of Oct 29, 2026), the town's 2025 effective tax rate, homeowners insurance (condo insurance for condo towns), and the town's NJ Transit pass where it has one. Excludes flood insurance, PMI, HOA, utilities and maintenance. Change the numbers in the calculator.
Home prices
Median sale price, single-family
- New Providence$948,500100 sales
Median sale price, condo / townhouse
- New Providence$799,00013 sales
Monthly mortgage
- New Providence$5,171 / month
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Principal & interest only; excludes taxes and insurance. Based on the single-family median unless a town's row says otherwise.
Source: GSMLS
Property taxes
Average residential tax bill, 2025
- Cherry Hill$9,869 / year$471 below the NJ average
- New Providence$16,231 / year$5,891 above the NJ average
- NJ average$10,340 / yearState total, same series as the town bills
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Bills compare better than raw tax rates, because towns assess homes at different shares of market value.
Schools
Meeting ELA standards
- Cherry Hill62.7% Above NJ average
- New Providence84.7% Above NJ average
- NJ state53.0%
Meeting math standards
- Cherry Hill52.8% Above NJ average
- New Providence79.4% Above NJ average
- NJ state42.0%
4-year graduation rate
- Cherry Hill95.2% Above NJ average
- New Providence96.4% Above NJ average
- NJ state91.8%
Chronic absenteeism
- Cherry Hill14.0% Below NJ average
- New Providence4.0% Below NJ average
- NJ state14.4%
Student:teacher ratio
- Cherry Hill12:1
- New Providence10:1
- NJ state12:1
Commute
NJ Transit adult monthly pass to NY Penn
- New Providence$362 / month
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Not shown for Cherry Hill: No NJ Transit rail to New York Penn Station from Cherry Hill
Peak commute time
- New Providence48 min
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Typical from New Providence: 55.5 min, median trip time of the scheduled trips arriving 7:00-9:00 AM on Wed 2026-11-18 (one itinerary per departure; dominated options excluded). Based on 6 trips.
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Not shown for Cherry Hill: No NJ Transit rail service to New York Penn Station
Full pages: Cherry Hill · New Providence. Find a local expert if you want help weighing these two towns.