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Bridgewater vs Fair Lawn, NJ

Property taxes, schools, NJ Transit pass and monthly cost for Bridgewater and Fair Lawn, side by side with sources.

At a glance

  • Lower tax billBridgewater, $10,964 a year
    More info

    Bridgewater has the lower 2025 average residential tax bill: $10,964 a year, $1,454 less than $12,418 in Fair Lawn. Both are above the NJ average of $10,340.

  • Median sale priceFair Lawn $690,000 vs Bridgewater $825,000
    More info

    The median single-family sale price is $690,000 in Fair Lawn and $825,000 in Bridgewater, $135,000 more (GSMLS, 2025 closed sales).

  • Monthly cost estimateFair Lawn $5,433 vs Bridgewater $6,396
    More info

    On the site's monthly cost estimate (mortgage, property tax, insurance and NJ Transit pass, each on the town's headline median sale price, the same math as the calculator), Fair Lawn comes to $5,433 a month and Bridgewater to $6,396, a gap of $963.

  • Peak commuteBridgewater 67 min vs Fair Lawn 39 min
    More info

    Peak commute is 67 minutes in Bridgewater and 39 minutes in Fair Lawn, 28 minutes shorter in Fair Lawn.

  • NJ Transit passFair Lawn $276 vs Bridgewater $512
    More info

    The NJ Transit monthly pass to NY Penn is $276 in Fair Lawn and $512 in Bridgewater, $236 more.

  • Higher school resultsFair Lawn: 4-year graduation, ELA, math
    More info

    On the district results, Fair Lawn's district is higher on 4-year graduation (97.2% vs 96.9%), ELA (76.6% vs 70.0%) and math (69.6% vs 58.2%).

Figures are from the data file, version 2.5.3. Estimates are labeled. Sources and dates are in each section below. Add a third town in the compare tool.

Monthly cost

Estimated monthly cost Estimate

  • Mortgage (principal and interest)
  • Property tax
  • Insurance
  • NJ Transit pass
  • Bridgewater$6,396 / monthMortgage $4,498 · Property tax $1,257 · Insurance $129 · NJ Transit pass $512 · on a $825,000 median single-family home
  • Fair Lawn$5,433 / monthMortgage $3,762 · Property tax $1,266 · Insurance $129 · NJ Transit pass $276 · on a $690,000 median single-family home
More info

Same math as the monthly cost calculator, at its defaults: each town's headline median sale price, single-family unless the town's label says otherwise (GSMLS, 2025 closed sales), 20% down, a 30-year fixed loan at 7.24% (Freddie Mac weekly national average, week of Oct 29, 2026), the town's 2025 effective tax rate, homeowners insurance (condo insurance for condo towns), and the town's NJ Transit pass where it has one. Excludes flood insurance, PMI, HOA, utilities and maintenance. Change the numbers in the calculator.

Sources: GSMLS (As of 2025) · NJ Division of Taxation (Updated January 2026) · Freddie Mac PMMS (As of 2026-10-29) · NAIC Homeowners Report (Updated July 2026)

Home prices

Median sale price, single-family

Median sale price, condo / townhouse

Monthly mortgage

More info

Principal & interest only; excludes taxes and insurance. Based on the single-family median unless a town's row says otherwise.

Source: GSMLS

Property taxes

Average residential tax bill, 2025

  • Bridgewater$10,964 / year$624 above the NJ average
  • Fair Lawn$12,418 / year$2,078 above the NJ average
  • NJ average$10,340 / yearState total, same series as the town bills
More info

Bills compare better than raw tax rates, because towns assess homes at different shares of market value.

Sources: NJ Division of Taxation (Updated February 2026)

Schools

Meeting ELA standards

Meeting math standards

4-year graduation rate

Chronic absenteeism

Student:teacher ratio

DistrictsBridgewater: Bridgewater-Raritan Regional School DistrictFair Lawn: Fair Lawn Public School DistrictDistrict-wide results for all students. The NJ state line is the statewide figure.

Sources: NJDOE (2024-25 school year, published May 2026)

Commute

NJ Transit adult monthly pass to NY Penn

Peak commute time

  • Bridgewater67 min
    More info

    Typical from Bridgewater: 72 min, median trip time of the scheduled trips arriving 7:00-9:00 AM on Wed 2026-11-18 (one itinerary per departure; dominated options excluded). Based on 4 trips.

  • Fair Lawn39 min
    More info

    Typical from Radburn: 48 min, median trip time of the scheduled trips arriving 7:00-9:00 AM on Wed 2026-11-18 (one itinerary per departure; dominated options excluded). Based on 6 trips.

Sources: NJ Transit (Updated July 2026) · NJ Transit GTFS (via Mobility Database) (Scheduled service Nov 18, 2026)

Full pages: Bridgewater · Fair Lawn. Find a local expert if you want help weighing these two towns.

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