Bridgewater vs Fair Lawn, NJ
Property taxes, schools, NJ Transit pass and monthly cost for Bridgewater and Fair Lawn, side by side with sources.
At a glance
- Lower tax billBridgewater, $10,964 a year
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Bridgewater has the lower 2025 average residential tax bill: $10,964 a year, $1,454 less than $12,418 in Fair Lawn. Both are above the NJ average of $10,340.
- Median sale priceFair Lawn $690,000 vs Bridgewater $825,000
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The median single-family sale price is $690,000 in Fair Lawn and $825,000 in Bridgewater, $135,000 more (GSMLS, 2025 closed sales).
- Monthly cost estimateFair Lawn $5,433 vs Bridgewater $6,396
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On the site's monthly cost estimate (mortgage, property tax, insurance and NJ Transit pass, each on the town's headline median sale price, the same math as the calculator), Fair Lawn comes to $5,433 a month and Bridgewater to $6,396, a gap of $963.
- Peak commuteBridgewater 67 min vs Fair Lawn 39 min
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Peak commute is 67 minutes in Bridgewater and 39 minutes in Fair Lawn, 28 minutes shorter in Fair Lawn.
- NJ Transit passFair Lawn $276 vs Bridgewater $512
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The NJ Transit monthly pass to NY Penn is $276 in Fair Lawn and $512 in Bridgewater, $236 more.
- Higher school resultsFair Lawn: 4-year graduation, ELA, math
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On the district results, Fair Lawn's district is higher on 4-year graduation (97.2% vs 96.9%), ELA (76.6% vs 70.0%) and math (69.6% vs 58.2%).
Figures are from the data file, version 2.5.3. Estimates are labeled. Sources and dates are in each section below. Add a third town in the compare tool.
Monthly cost
Estimated monthly cost Estimate
- Mortgage (principal and interest)
- Property tax
- Insurance
- NJ Transit pass
- Bridgewater$6,396 / monthMortgage $4,498 · Property tax $1,257 · Insurance $129 · NJ Transit pass $512 · on a $825,000 median single-family home
- Fair Lawn$5,433 / monthMortgage $3,762 · Property tax $1,266 · Insurance $129 · NJ Transit pass $276 · on a $690,000 median single-family home
More info
Same math as the monthly cost calculator, at its defaults: each town's headline median sale price, single-family unless the town's label says otherwise (GSMLS, 2025 closed sales), 20% down, a 30-year fixed loan at 7.24% (Freddie Mac weekly national average, week of Oct 29, 2026), the town's 2025 effective tax rate, homeowners insurance (condo insurance for condo towns), and the town's NJ Transit pass where it has one. Excludes flood insurance, PMI, HOA, utilities and maintenance. Change the numbers in the calculator.
Home prices
Median sale price, single-family
- Bridgewater$825,000302 sales
- Fair Lawn$690,00073 sales
Median sale price, condo / townhouse
- Bridgewater$466,250132 sales
Monthly mortgage
- Bridgewater$4,498 / month
- Fair Lawn$3,762 / month
More info
Principal & interest only; excludes taxes and insurance. Based on the single-family median unless a town's row says otherwise.
Source: GSMLS
Property taxes
Average residential tax bill, 2025
- Bridgewater$10,964 / year$624 above the NJ average
- Fair Lawn$12,418 / year$2,078 above the NJ average
- NJ average$10,340 / yearState total, same series as the town bills
More info
Bills compare better than raw tax rates, because towns assess homes at different shares of market value.
Schools
Meeting ELA standards
- Bridgewater70.0% Above NJ average
- Fair Lawn76.6% Above NJ average
- NJ state53.0%
Meeting math standards
- Bridgewater58.2% Above NJ average
- Fair Lawn69.6% Above NJ average
- NJ state42.0%
4-year graduation rate
- Bridgewater96.9% Above NJ average
- Fair Lawn97.2% Above NJ average
- NJ state91.8%
Chronic absenteeism
- Bridgewater8.2% Below NJ average
- Fair Lawn6.6% Below NJ average
- NJ state14.4%
Student:teacher ratio
- Bridgewater11:1
- Fair Lawn11:1
- NJ state12:1
Commute
NJ Transit adult monthly pass to NY Penn
- Bridgewater$512 / month
- Fair Lawn$276 / month
Peak commute time
- Bridgewater67 min
More info
Typical from Bridgewater: 72 min, median trip time of the scheduled trips arriving 7:00-9:00 AM on Wed 2026-11-18 (one itinerary per departure; dominated options excluded). Based on 4 trips.
- Fair Lawn39 min
More info
Typical from Radburn: 48 min, median trip time of the scheduled trips arriving 7:00-9:00 AM on Wed 2026-11-18 (one itinerary per departure; dominated options excluded). Based on 6 trips.
Full pages: Bridgewater · Fair Lawn. Find a local expert if you want help weighing these two towns.