Bloomfield vs Fair Lawn, NJ
Property taxes, schools, NJ Transit pass and monthly cost for Bloomfield and Fair Lawn, side by side with sources.
At a glance
- Lower tax billBloomfield, $12,381 a year
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Bloomfield has the lower 2025 average residential tax bill: $12,381 a year, $37 less than $12,418 in Fair Lawn. Both are above the NJ average of $10,340.
- Median sale priceBloomfield $626,750 vs Fair Lawn $690,000
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The median single-family sale price is $626,750 in Bloomfield and $690,000 in Fair Lawn, $63,250 more (GSMLS, 2025 closed sales).
- Monthly cost estimateBloomfield $5,018 vs Fair Lawn $5,433
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On the site's monthly cost estimate (mortgage, property tax, insurance and NJ Transit pass, each on the town's headline median sale price, the same math as the calculator), Bloomfield comes to $5,018 a month and Fair Lawn to $5,433, a gap of $415.
- Peak commuteBloomfield 27 min vs Fair Lawn 39 min
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Peak commute is 27 minutes in Bloomfield and 39 minutes in Fair Lawn, 12 minutes shorter in Bloomfield.
- NJ Transit passBloomfield $223 vs Fair Lawn $276
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The NJ Transit monthly pass to NY Penn is $223 in Bloomfield and $276 in Fair Lawn, $53 more.
- Higher school resultsFair Lawn: 4-year graduation, ELA, math
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On the district results, Fair Lawn's district is higher on 4-year graduation (97.2% vs 95.3%), ELA (76.6% vs 56.0%) and math (69.6% vs 40.6%).
Figures are from the data file, version 2.5.3. Estimates are labeled. Sources and dates are in each section below. Add a third town in the compare tool.
Monthly cost
Estimated monthly cost Estimate
- Mortgage (principal and interest)
- Property tax
- Insurance
- NJ Transit pass
- Bloomfield$5,018 / monthMortgage $3,417 · Property tax $1,249 · Insurance $129 · NJ Transit pass $223 · on a $626,750 median single-family home
- Fair Lawn$5,433 / monthMortgage $3,762 · Property tax $1,266 · Insurance $129 · NJ Transit pass $276 · on a $690,000 median single-family home
More info
Same math as the monthly cost calculator, at its defaults: each town's headline median sale price, single-family unless the town's label says otherwise (GSMLS, 2025 closed sales), 20% down, a 30-year fixed loan at 7.24% (Freddie Mac weekly national average, week of Oct 29, 2026), the town's 2025 effective tax rate, homeowners insurance (condo insurance for condo towns), and the town's NJ Transit pass where it has one. Excludes flood insurance, PMI, HOA, utilities and maintenance. Change the numbers in the calculator.
Home prices
Median sale price, single-family
- Bloomfield$626,750218 sales
- Fair Lawn$690,00073 sales
Median sale price, condo / townhouse
- Bloomfield$305,50032 sales
Monthly mortgage
- Bloomfield$3,417 / month
- Fair Lawn$3,762 / month
More info
Principal & interest only; excludes taxes and insurance. Based on the single-family median unless a town's row says otherwise.
Source: GSMLS
Property taxes
Average residential tax bill, 2025
- Bloomfield$12,381 / year$2,041 above the NJ average
- Fair Lawn$12,418 / year$2,078 above the NJ average
- NJ average$10,340 / yearState total, same series as the town bills
More info
Bills compare better than raw tax rates, because towns assess homes at different shares of market value.
Schools
Meeting ELA standards
- Bloomfield56.0% Above NJ average
- Fair Lawn76.6% Above NJ average
- NJ state53.0%
Meeting math standards
- Bloomfield40.6% Below NJ average
- Fair Lawn69.6% Above NJ average
- NJ state42.0%
4-year graduation rate
- Bloomfield95.3% Above NJ average
- Fair Lawn97.2% Above NJ average
- NJ state91.8%
Chronic absenteeism
- Bloomfield12.9% Below NJ average
- Fair Lawn6.6% Below NJ average
- NJ state14.4%
Student:teacher ratio
- Bloomfield11:1
- Fair Lawn11:1
- NJ state12:1
Commute
NJ Transit adult monthly pass to NY Penn
- Bloomfield$223 / month
- Fair Lawn$276 / month
Peak commute time
- Bloomfield27 min
More info
Typical from Watsessing Avenue: 29 min, median trip time of the scheduled trips arriving 7:00-9:00 AM on Wed 2026-11-18 (one itinerary per departure; dominated options excluded). Based on 3 trips.
- Fair Lawn39 min
More info
Typical from Radburn: 48 min, median trip time of the scheduled trips arriving 7:00-9:00 AM on Wed 2026-11-18 (one itinerary per departure; dominated options excluded). Based on 6 trips.
Full pages: Bloomfield · Fair Lawn. Find a local expert if you want help weighing these two towns.