Newark vs Plainfield, NJ
Property taxes, schools, NJ Transit pass and monthly cost for Newark and Plainfield, side by side with sources.
At a glance
- Lower tax billNewark, $7,641 a year
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Newark has the lower 2025 average residential tax bill: $7,641 a year, $2,114 less than $9,755 in Plainfield. Both are below the NJ average of $10,340.
- Median sale priceNewark $440,000 vs Plainfield $515,000
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The median single-family sale price is $440,000 in Newark and $515,000 in Plainfield, $75,000 more (GSMLS, 2025 closed sales).
- Monthly cost estimateNewark $3,260 vs Plainfield $4,240
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On the site's monthly cost estimate (mortgage, property tax and NJ Transit pass, each on the town's median single-family sale price), Newark comes to $3,260 a month and Plainfield to $4,240, a gap of $980.
- Peak commuteNewark 18 min vs Plainfield 59 min
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Peak commute is 18 minutes in Newark and 59 minutes in Plainfield, 41 minutes shorter in Newark.
- NJ Transit passNewark $184 vs Plainfield $376
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The NJ Transit monthly pass to NY Penn is $184 in Newark and $376 in Plainfield, $192 more.
- Higher school resultsNewark: 4-year graduation, ELA, math
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On the district results, Newark's district is higher on 4-year graduation (90.0% vs 74.0%), ELA (34.3% vs 24.0%) and math (22.0% vs 18.2%).
Figures are from the data file, version 2.4.2. Estimates are labeled. Sources and dates are in each section below. Add a third town in the compare tool.
Monthly cost
Estimated monthly cost Estimate
- Mortgage (principal and interest)
- Property tax
- NJ Transit pass
- Newark$3,260 / monthMortgage $2,399 · Property tax $676 · NJ Transit pass $184 · on a $440,000 median single-family home
- Plainfield$4,240 / monthMortgage $2,808 · Property tax $1,056 · NJ Transit pass $376 · on a $515,000 median single-family home
More info
Each town uses its own headline median sale price, single-family unless the town's label says otherwise (GSMLS, 2025 closed sales), and its 2025 effective tax rate. Mortgage is the monthly mortgage in the data: Principal & interest only; excludes taxes and insurance. Calculated at a 7.24% 30-year fixed rate, 20% down, 30-year term. Excludes insurance, utilities, maintenance and HOA fees. Change the numbers in the calculator.
Home prices
Median sale price, single-family
- Newark$440,000274 sales
- Plainfield$515,000223 sales
Median sale price, condo / townhouse
- Newark$340,000112 sales
- Plainfield$271,4504 sales
Monthly mortgage
- Newark$2,399 / month
- Plainfield$2,808 / month
More info
Principal & interest only; excludes taxes and insurance. Based on the single-family median unless a town's row says otherwise.
Source: GSMLS, 2025 closed sales
Property taxes
Average residential tax bill, 2025
- Newark$7,641 / year$2,699 below the NJ average
- Plainfield$9,755 / year$585 below the NJ average
- NJ average$10,340 / yearState total, same series as the town bills
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Bills compare better than raw tax rates, because towns assess homes at different shares of market value.
Schools
Meeting ELA standards
- Newark34.3% Below NJ average
- Plainfield24.0% Below NJ average
- NJ state53.0%
Meeting math standards
- Newark22.0% Below NJ average
- Plainfield18.2% Below NJ average
- NJ state42.0%
4-year graduation rate
- Newark90.0% Below NJ average
- Plainfield74.0% Below NJ average
- NJ state91.8%
Chronic absenteeism
- Newark10.0% Below NJ average
- Plainfield20.2% Above NJ average
- NJ state14.4%
Student:teacher ratio
- Newark15:1
- Plainfield13:1
- NJ state12:1
Commute
NJ Transit adult monthly pass to NY Penn
- Newark$184 / month
- Plainfield$376 / month
Peak commute time
- Newark18 min
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Typical from Newark Penn Station: 20 min, median trip time of the scheduled trips arriving 7:00-9:00 AM on Wed 2026-11-18 (one itinerary per departure; dominated options excluded). Based on 19 trips.
- Plainfield59 min
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Typical from Netherwood: 61 min, median trip time of the scheduled trips arriving 7:00-9:00 AM on Wed 2026-11-18 (one itinerary per departure; dominated options excluded). Based on 4 trips.
Full pages: Newark · Plainfield. Find a local expert if you want help weighing these two towns.