NJLiving Hub
Compare towns

Newark vs Plainfield, NJ

Property taxes, schools, NJ Transit pass and monthly cost for Newark and Plainfield, side by side with sources.

At a glance

  • Lower tax billNewark, $7,641 a year
    More info

    Newark has the lower 2025 average residential tax bill: $7,641 a year, $2,114 less than $9,755 in Plainfield. Both are below the NJ average of $10,340.

  • Median sale priceNewark $440,000 vs Plainfield $515,000
    More info

    The median single-family sale price is $440,000 in Newark and $515,000 in Plainfield, $75,000 more (GSMLS, 2025 closed sales).

  • Monthly cost estimateNewark $3,260 vs Plainfield $4,240
    More info

    On the site's monthly cost estimate (mortgage, property tax and NJ Transit pass, each on the town's median single-family sale price), Newark comes to $3,260 a month and Plainfield to $4,240, a gap of $980.

  • Peak commuteNewark 18 min vs Plainfield 59 min
    More info

    Peak commute is 18 minutes in Newark and 59 minutes in Plainfield, 41 minutes shorter in Newark.

  • NJ Transit passNewark $184 vs Plainfield $376
    More info

    The NJ Transit monthly pass to NY Penn is $184 in Newark and $376 in Plainfield, $192 more.

  • Higher school resultsNewark: 4-year graduation, ELA, math
    More info

    On the district results, Newark's district is higher on 4-year graduation (90.0% vs 74.0%), ELA (34.3% vs 24.0%) and math (22.0% vs 18.2%).

Figures are from the data file, version 2.4.2. Estimates are labeled. Sources and dates are in each section below. Add a third town in the compare tool.

Monthly cost

Estimated monthly cost Estimate

  • Mortgage (principal and interest)
  • Property tax
  • NJ Transit pass
  • Newark$3,260 / monthMortgage $2,399 · Property tax $676 · NJ Transit pass $184 · on a $440,000 median single-family home
  • Plainfield$4,240 / monthMortgage $2,808 · Property tax $1,056 · NJ Transit pass $376 · on a $515,000 median single-family home
More info

Each town uses its own headline median sale price, single-family unless the town's label says otherwise (GSMLS, 2025 closed sales), and its 2025 effective tax rate. Mortgage is the monthly mortgage in the data: Principal & interest only; excludes taxes and insurance. Calculated at a 7.24% 30-year fixed rate, 20% down, 30-year term. Excludes insurance, utilities, maintenance and HOA fees. Change the numbers in the calculator.

Sources: GSMLS (As of 2025) · Freddie Mac PMMS (Updated October 2026) · NJ Division of Taxation (Updated January 2026) · NJ Transit (Updated July 2026)

Home prices

Median sale price, single-family

Median sale price, condo / townhouse

Monthly mortgage

More info

Principal & interest only; excludes taxes and insurance. Based on the single-family median unless a town's row says otherwise.

Source: GSMLS, 2025 closed sales

Property taxes

Average residential tax bill, 2025

  • Newark$7,641 / year$2,699 below the NJ average
  • Plainfield$9,755 / year$585 below the NJ average
  • NJ average$10,340 / yearState total, same series as the town bills
More info

Bills compare better than raw tax rates, because towns assess homes at different shares of market value.

Sources: NJ Division of Taxation (Updated February 2026)

Schools

Meeting ELA standards

Meeting math standards

4-year graduation rate

Chronic absenteeism

Student:teacher ratio

DistrictsNewark: Newark Public School DistrictPlainfield: Plainfield Public School DistrictDistrict-wide results for all students. The NJ state line is the statewide figure.

Sources: NJDOE (2024-25 school year, published May 2026)

Commute

NJ Transit adult monthly pass to NY Penn

Peak commute time

  • Newark18 min
    More info

    Typical from Newark Penn Station: 20 min, median trip time of the scheduled trips arriving 7:00-9:00 AM on Wed 2026-11-18 (one itinerary per departure; dominated options excluded). Based on 19 trips.

  • Plainfield59 min
    More info

    Typical from Netherwood: 61 min, median trip time of the scheduled trips arriving 7:00-9:00 AM on Wed 2026-11-18 (one itinerary per departure; dominated options excluded). Based on 4 trips.

Sources: NJ Transit (Updated July 2026) · NJ Transit GTFS (via Mobility Database) (Scheduled service Nov 18, 2026)

Full pages: Newark · Plainfield. Find a local expert if you want help weighing these two towns.

NJ town data in your inbox

Get NJ town data and market updates. Unsubscribe anytime.