New Brunswick vs Union Twp, NJ
Property taxes, schools, NJ Transit pass and monthly cost for New Brunswick and Union Twp, side by side with sources.
At a glance
- Lower tax billNew Brunswick, $7,101 a year
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New Brunswick has the lower 2025 average residential tax bill: $7,101 a year, $3,748 less than $10,849 in Union Twp. New Brunswick is below the NJ average of $10,340 and Union Twp is above it.
- Median sale priceNew Brunswick $420,000 vs Union Twp $597,500
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The median single-family sale price is $420,000 in New Brunswick and $597,500 in Union Twp, $177,500 more (GSMLS, 2025 closed sales).
- Monthly cost estimateNew Brunswick $3,628 vs Union Twp $4,772
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On the site's monthly cost estimate (mortgage, property tax, insurance and NJ Transit pass, each on the town's headline median sale price, the same math as the calculator), New Brunswick comes to $3,628 a month and Union Twp to $4,772, a gap of $1,144.
- Peak commuteNew Brunswick 51 min vs Union Twp 36 min
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Peak commute is 51 minutes in New Brunswick and 36 minutes in Union Twp, 15 minutes shorter in Union Twp.
- NJ Transit passUnion Twp $255 vs New Brunswick $477
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The NJ Transit monthly pass to NY Penn is $255 in Union Twp and $477 in New Brunswick, $222 more.
- Higher school resultsUnion Twp: 4-year graduation, ELA, math
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On the district results, Union Twp's district is higher on 4-year graduation (95.1% vs 79.5%), ELA (47.9% vs 27.5%) and math (29.9% vs 15.1%).
Figures are from the data file, version 2.5.3. Estimates are labeled. Sources and dates are in each section below. Add a third town in the compare tool.
Monthly cost
Estimated monthly cost Estimate
- Mortgage (principal and interest)
- Property tax
- Insurance
- NJ Transit pass
- New Brunswick$3,628 / monthMortgage $2,290 · Property tax $732 · Insurance $129 · NJ Transit pass $477 · on a $420,000 median single-family home
- Union Twp$4,772 / monthMortgage $3,258 · Property tax $1,130 · Insurance $129 · NJ Transit pass $255 · on a $597,500 median single-family home
More info
Same math as the monthly cost calculator, at its defaults: each town's headline median sale price, single-family unless the town's label says otherwise (GSMLS, 2025 closed sales), 20% down, a 30-year fixed loan at 7.24% (Freddie Mac weekly national average, week of Oct 29, 2026), the town's 2025 effective tax rate, homeowners insurance (condo insurance for condo towns), and the town's NJ Transit pass where it has one. Excludes flood insurance, PMI, HOA, utilities and maintenance. Change the numbers in the calculator.
Home prices
Median sale price, single-family
- New Brunswick$420,00011 sales
- Union Twp$597,500354 sales
Median sale price, condo / townhouse
- Union Twp$380,00052 sales
Monthly mortgage
- New Brunswick$2,290 / month
- Union Twp$3,258 / month
More info
Principal & interest only; excludes taxes and insurance. Based on the single-family median unless a town's row says otherwise.
Source: GSMLS
Property taxes
Average residential tax bill, 2025
- New Brunswick$7,101 / year$3,239 below the NJ average
- Union Twp$10,849 / year$509 above the NJ average
- NJ average$10,340 / yearState total, same series as the town bills
More info
Bills compare better than raw tax rates, because towns assess homes at different shares of market value.
Schools
Meeting ELA standards
- New Brunswick27.5% Below NJ average
- Union Twp47.9% Below NJ average
- NJ state53.0%
Meeting math standards
- New Brunswick15.1% Below NJ average
- Union Twp29.9% Below NJ average
- NJ state42.0%
4-year graduation rate
- New Brunswick79.5% Below NJ average
- Union Twp95.1% Above NJ average
- NJ state91.8%
Chronic absenteeism
- New Brunswick19.8% Above NJ average
- Union Twp17.5% Above NJ average
- NJ state14.4%
Student:teacher ratio
- New Brunswick11:1
- Union Twp13:1
- NJ state12:1
Commute
NJ Transit adult monthly pass to NY Penn
- New Brunswick$477 / month
- Union Twp$255 / month
Peak commute time
- New Brunswick51 min
More info
Typical from New Brunswick: 55.5 min, median trip time of the scheduled trips arriving 7:00-9:00 AM on Wed 2026-11-18 (one itinerary per departure; dominated options excluded). Based on 8 trips.
- Union Twp36 min
More info
Typical from Union: 38 min, median trip time of the scheduled trips arriving 7:00-9:00 AM on Wed 2026-11-18 (one itinerary per departure; dominated options excluded). Based on 4 trips.
Full pages: New Brunswick · Union Twp. Find a local expert if you want help weighing these two towns.