New Brunswick vs Plainfield, NJ
Property taxes, schools, NJ Transit pass and monthly cost for New Brunswick and Plainfield, side by side with sources.
At a glance
- Lower tax billNew Brunswick, $7,101 a year
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New Brunswick has the lower 2025 average residential tax bill: $7,101 a year, $2,654 less than $9,755 in Plainfield. Both are below the NJ average of $10,340.
- Median sale priceNew Brunswick $420,000 vs Plainfield $515,000
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The median single-family sale price is $420,000 in New Brunswick and $515,000 in Plainfield, $95,000 more (GSMLS, 2025 closed sales).
- Monthly cost estimateNew Brunswick $3,628 vs Plainfield $4,369
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On the site's monthly cost estimate (mortgage, property tax, insurance and NJ Transit pass, each on the town's headline median sale price, the same math as the calculator), New Brunswick comes to $3,628 a month and Plainfield to $4,369, a gap of $741.
- Peak commuteNew Brunswick 51 min vs Plainfield 59 min
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Peak commute is 51 minutes in New Brunswick and 59 minutes in Plainfield, 8 minutes shorter in New Brunswick.
- NJ Transit passPlainfield $376 vs New Brunswick $477
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The NJ Transit monthly pass to NY Penn is $376 in Plainfield and $477 in New Brunswick, $101 more.
- Higher school resultsNew Brunswick: 4-year graduation, ELA; Plainfield: math
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On the district results, New Brunswick's district is higher on 4-year graduation (79.5% vs 74.0%) and ELA (27.5% vs 24.0%); Plainfield's district is higher on math (18.2% vs 15.1%).
Figures are from the data file, version 2.5.3. Estimates are labeled. Sources and dates are in each section below. Add a third town in the compare tool.
Monthly cost
Estimated monthly cost Estimate
- Mortgage (principal and interest)
- Property tax
- Insurance
- NJ Transit pass
- New Brunswick$3,628 / monthMortgage $2,290 · Property tax $732 · Insurance $129 · NJ Transit pass $477 · on a $420,000 median single-family home
- Plainfield$4,369 / monthMortgage $2,808 · Property tax $1,056 · Insurance $129 · NJ Transit pass $376 · on a $515,000 median single-family home
More info
Same math as the monthly cost calculator, at its defaults: each town's headline median sale price, single-family unless the town's label says otherwise (GSMLS, 2025 closed sales), 20% down, a 30-year fixed loan at 7.24% (Freddie Mac weekly national average, week of Oct 29, 2026), the town's 2025 effective tax rate, homeowners insurance (condo insurance for condo towns), and the town's NJ Transit pass where it has one. Excludes flood insurance, PMI, HOA, utilities and maintenance. Change the numbers in the calculator.
Home prices
Median sale price, single-family
- New Brunswick$420,00011 sales
- Plainfield$515,000223 sales
Median sale price, condo / townhouse
- Plainfield$271,4504 sales
Monthly mortgage
- New Brunswick$2,290 / month
- Plainfield$2,808 / month
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Principal & interest only; excludes taxes and insurance. Based on the single-family median unless a town's row says otherwise.
Source: GSMLS
Property taxes
Average residential tax bill, 2025
- New Brunswick$7,101 / year$3,239 below the NJ average
- Plainfield$9,755 / year$585 below the NJ average
- NJ average$10,340 / yearState total, same series as the town bills
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Bills compare better than raw tax rates, because towns assess homes at different shares of market value.
Schools
Meeting ELA standards
- New Brunswick27.5% Below NJ average
- Plainfield24.0% Below NJ average
- NJ state53.0%
Meeting math standards
- New Brunswick15.1% Below NJ average
- Plainfield18.2% Below NJ average
- NJ state42.0%
4-year graduation rate
- New Brunswick79.5% Below NJ average
- Plainfield74.0% Below NJ average
- NJ state91.8%
Chronic absenteeism
- New Brunswick19.8% Above NJ average
- Plainfield20.2% Above NJ average
- NJ state14.4%
Student:teacher ratio
- New Brunswick11:1
- Plainfield13:1
- NJ state12:1
Commute
NJ Transit adult monthly pass to NY Penn
- New Brunswick$477 / month
- Plainfield$376 / month
Peak commute time
- New Brunswick51 min
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Typical from New Brunswick: 55.5 min, median trip time of the scheduled trips arriving 7:00-9:00 AM on Wed 2026-11-18 (one itinerary per departure; dominated options excluded). Based on 8 trips.
- Plainfield59 min
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Typical from Netherwood: 61 min, median trip time of the scheduled trips arriving 7:00-9:00 AM on Wed 2026-11-18 (one itinerary per departure; dominated options excluded). Based on 4 trips.
Full pages: New Brunswick · Plainfield. Find a local expert if you want help weighing these two towns.