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Hoboken vs Scotch Plains, NJ

Property taxes, schools, NJ Transit pass and monthly cost for Hoboken and Scotch Plains, side by side with sources.

At a glance

  • Lower tax billHoboken, $9,531 a year
    More info

    Hoboken has the lower 2025 average residential tax bill: $9,531 a year, $6,287 less than $15,818 in Scotch Plains. Hoboken is below the NJ average of $10,340 and Scotch Plains is above it.

  • Median sale priceHoboken $785,000 vs Scotch Plains $960,000
    More info

    Hoboken's headline median sale price is $785,000 (condo/townhouse median; no single-family sales in 2025) and Scotch Plains' is $960,000 (single-family); the two are different home types (GSMLS, 2025 closed sales).

  • Peak commuteHoboken 15 min vs Scotch Plains 48.4 min
    More info

    Peak commute is 15 minutes by PATH to 33rd Street in Hoboken and 48.4 minutes in Scotch Plains, 33.4 minutes shorter in Hoboken.

  • Higher school resultsHoboken: 4-year graduation; Scotch Plains: ELA, math
    More info

    On the district results, Hoboken's district is higher on 4-year graduation (97.5% vs 97.0%); Scotch Plains' district is higher on ELA (71.0% vs 70.5%) and math (63.0% vs 61.0%).

Figures are from the data file, version 2.4.2. Estimates are labeled. Sources and dates are in each section below. Add a third town in the compare tool.

Monthly cost

Home prices

Median sale price, single-family

Median sale price, condo / townhouse

  • Hoboken$785,000condo/townhouse median; no single-family sales in 2025 · 19 sales
  • Scotch Plains$577,50020 sales

Monthly mortgage

  • Hoboken$4,280 / monthBased on the condo/townhouse median; no single-family sales in 2025
  • Scotch Plains$5,234 / month
More info

Principal & interest only; excludes taxes and insurance; based on the condo/townhouse median (no single-family sales in 2025). Based on the single-family median unless a town's row says otherwise.

Source: GSMLS, 2025 closed sales

Property taxes

Average residential tax bill, 2025

  • Hoboken$9,531 / year$809 below the NJ average
  • Scotch Plains$15,818 / year$5,478 above the NJ average
  • NJ average$10,340 / yearState total, same series as the town bills
More info

Bills compare better than raw tax rates, because towns assess homes at different shares of market value.

Sources: NJ Division of Taxation (Updated February 2026)

Schools

Meeting ELA standards

Meeting math standards

4-year graduation rate

Chronic absenteeism

Student:teacher ratio

DistrictsHoboken: Hoboken Public School DistrictScotch Plains: Scotch Plains-Fanwood School DistrictDistrict-wide results for all students. The NJ state line is the statewide figure.

Sources: NJDOE (2024-25 school year, published May 2026)

Commute

Peak commute time

  • Hoboken15 minPATH from Hoboken to 33rd Street (Midtown Manhattan)
    More info

    Typical from Hoboken (PATH): 15 min, median ride time of the direct scheduled PATH trips arriving 7:00-9:00 AM in PATH's weekday GTFS schedule (service through 2026-11-13); the count is for that schedule, not for Nov 18. Based on 14 trips.

  • Scotch Plains48.4 min
    More info

    Typical: 48.4 min, median trip time of the scheduled trips on the same bus route from the same stop arriving at PABT 7:00-9:00 AM on Wed 2026-11-18. Based on 4 trips.

PATH commute time

  • Hoboken15 minHoboken (PATH) to 33rd Street (PATH)
    More info

    Typical: 15 min, median ride time of the direct scheduled PATH trips arriving 7:00-9:00 AM in PATH's weekday GTFS schedule (service through 2026-11-13); the count is for that schedule, not for Nov 18. Based on 14 trips.

Ferry commute time

  • Hoboken7 minHoboken 14th St. to Midtown (W 39th St)
    More info

    Typical: 7 min, median scheduled crossing time of the weekday ferry sailings from this terminal that arrive at the destination 7:00-9:00 AM in NY Waterway's published timetable. Based on 6 trips.

Sources: Port Authority (PATH) (Effective Oct 13, 2026) · NJ Transit GTFS (via Mobility Database) (Scheduled service Nov 18, 2026) · NY Waterway (Read Nov 1, 2026)

Full pages: Hoboken · Scotch Plains. Find a local expert if you want help weighing these two towns.

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