Hoboken vs Plainfield, NJ
Property taxes, schools, NJ Transit pass and monthly cost for Hoboken and Plainfield, side by side with sources.
At a glance
- Lower tax billHoboken, $9,531 a year
More info
Hoboken has the lower 2025 average residential tax bill: $9,531 a year, $224 less than $9,755 in Plainfield. Both are below the NJ average of $10,340.
- Median sale priceHoboken $785,000 vs Plainfield $515,000
More info
Hoboken's headline median sale price is $785,000 (condo/townhouse median; no single-family sales in 2025) and Plainfield's is $515,000 (single-family); the two are different home types (GSMLS, 2025 closed sales).
- Peak commuteHoboken 15 min vs Plainfield 59 min
More info
Peak commute is 15 minutes by PATH to 33rd Street in Hoboken and 59 minutes in Plainfield, 44 minutes shorter in Hoboken.
- Higher school resultsHoboken: 4-year graduation, ELA, math
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On the district results, Hoboken's district is higher on 4-year graduation (97.5% vs 74.0%), ELA (70.5% vs 24.0%) and math (61.0% vs 18.2%).
Figures are from the data file, version 2.4.2. Estimates are labeled. Sources and dates are in each section below. Add a third town in the compare tool.
Monthly cost
Estimated monthly cost Estimate
- Mortgage (principal and interest)
- Property tax
- NJ Transit pass
- Plainfield$4,240 / monthMortgage $2,808 · Property tax $1,056 · NJ Transit pass $376 · on a $515,000 median single-family home
More info
Each town uses its own headline median sale price, single-family unless the town's label says otherwise (GSMLS, 2025 closed sales), and its 2025 effective tax rate. Mortgage is the monthly mortgage in the data: Principal & interest only; excludes taxes and insurance; based on the condo/townhouse median (no single-family sales in 2025). Calculated at a 7.24% 30-year fixed rate, 20% down, 30-year term. Excludes insurance, utilities, maintenance and HOA fees. Change the numbers in the calculator.
Not shown for Hoboken: The monthly cost estimate includes the NJ Transit rail pass to New York Penn Station, which does not apply to Hoboken (not on NJ Transit's rail-to-Penn fare chart; residents typically use PATH or the NY Waterway ferry (see fares)), so no estimate is shown.
Home prices
Median sale price, single-family
- Plainfield$515,000223 sales
Median sale price, condo / townhouse
- Hoboken$785,000condo/townhouse median; no single-family sales in 2025 · 19 sales
- Plainfield$271,4504 sales
Monthly mortgage
- Hoboken$4,280 / monthBased on the condo/townhouse median; no single-family sales in 2025
- Plainfield$2,808 / month
More info
Principal & interest only; excludes taxes and insurance; based on the condo/townhouse median (no single-family sales in 2025). Based on the single-family median unless a town's row says otherwise.
Source: GSMLS, 2025 closed sales
Property taxes
Average residential tax bill, 2025
- Hoboken$9,531 / year$809 below the NJ average
- Plainfield$9,755 / year$585 below the NJ average
- NJ average$10,340 / yearState total, same series as the town bills
More info
Bills compare better than raw tax rates, because towns assess homes at different shares of market value.
Schools
Meeting ELA standards
- Hoboken70.5% Above NJ average
- Plainfield24.0% Below NJ average
- NJ state53.0%
Meeting math standards
- Hoboken61.0% Above NJ average
- Plainfield18.2% Below NJ average
- NJ state42.0%
4-year graduation rate
- Hoboken97.5% Above NJ average
- Plainfield74.0% Below NJ average
- NJ state91.8%
Chronic absenteeism
- Hoboken7.9% Below NJ average
- Plainfield20.2% Above NJ average
- NJ state14.4%
Student:teacher ratio
- Hoboken14:1
- Plainfield13:1
- NJ state12:1
Commute
NJ Transit adult monthly pass to NY Penn
- Plainfield$376 / month
More info
Not shown for Hoboken: Not on NJ Transit's rail-to-Penn fare chart; residents typically use PATH or the NY Waterway ferry (see fares)
Peak commute time
- Hoboken15 minPATH from Hoboken to 33rd Street (Midtown Manhattan)
More info
Typical from Hoboken (PATH): 15 min, median ride time of the direct scheduled PATH trips arriving 7:00-9:00 AM in PATH's weekday GTFS schedule (service through 2026-11-13); the count is for that schedule, not for Nov 18. Based on 14 trips.
- Plainfield59 min
More info
Typical from Netherwood: 61 min, median trip time of the scheduled trips arriving 7:00-9:00 AM on Wed 2026-11-18 (one itinerary per departure; dominated options excluded). Based on 4 trips.
PATH commute time
- Hoboken15 minHoboken (PATH) to 33rd Street (PATH)
More info
Typical: 15 min, median ride time of the direct scheduled PATH trips arriving 7:00-9:00 AM in PATH's weekday GTFS schedule (service through 2026-11-13); the count is for that schedule, not for Nov 18. Based on 14 trips.
Ferry commute time
- Hoboken7 minHoboken 14th St. to Midtown (W 39th St)
More info
Typical: 7 min, median scheduled crossing time of the weekday ferry sailings from this terminal that arrive at the destination 7:00-9:00 AM in NY Waterway's published timetable. Based on 6 trips.
Full pages: Hoboken · Plainfield. Find a local expert if you want help weighing these two towns.