Chatham Boro vs New Brunswick, NJ
Property taxes, schools, NJ Transit pass and monthly cost for Chatham Boro and New Brunswick, side by side with sources.
At a glance
- Lower tax billNew Brunswick, $7,101 a year
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New Brunswick has the lower 2025 average residential tax bill: $7,101 a year, $9,859 less than $16,960 in Chatham Boro. New Brunswick is below the NJ average of $10,340 and Chatham Boro is above it.
- Median sale priceNew Brunswick $420,000 vs Chatham Boro $1,380,400
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The median single-family sale price is $420,000 in New Brunswick and $1,380,400 in Chatham Boro, $960,400 more (GSMLS, 2025 closed sales).
- Monthly cost estimateNew Brunswick $3,628 vs Chatham Boro $9,788
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On the site's monthly cost estimate (mortgage, property tax, insurance and NJ Transit pass, each on the town's headline median sale price, the same math as the calculator), New Brunswick comes to $3,628 a month and Chatham Boro to $9,788, a gap of $6,160.
- Peak commuteChatham Boro 46 min vs New Brunswick 51 min
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Peak commute is 46 minutes in Chatham Boro and 51 minutes in New Brunswick, 5 minutes shorter in Chatham Boro.
- NJ Transit passChatham Boro $376 vs New Brunswick $477
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The NJ Transit monthly pass to NY Penn is $376 in Chatham Boro and $477 in New Brunswick, $101 more.
- Higher school resultsChatham Boro: 4-year graduation, ELA, math
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On the district results, Chatham Boro's district is higher on 4-year graduation (96.5% vs 79.5%), ELA (74.8% vs 27.5%) and math (68.5% vs 15.1%).
Figures are from the data file, version 2.5.3. Estimates are labeled. Sources and dates are in each section below. Add a third town in the compare tool.
Monthly cost
Estimated monthly cost Estimate
- Mortgage (principal and interest)
- Property tax
- Insurance
- NJ Transit pass
- Chatham Boro$9,788 / monthMortgage $7,526 · Property tax $1,757 · Insurance $129 · NJ Transit pass $376 · on a $1,380,400 median single-family home
- New Brunswick$3,628 / monthMortgage $2,290 · Property tax $732 · Insurance $129 · NJ Transit pass $477 · on a $420,000 median single-family home
More info
Same math as the monthly cost calculator, at its defaults: each town's headline median sale price, single-family unless the town's label says otherwise (GSMLS, 2025 closed sales), 20% down, a 30-year fixed loan at 7.24% (Freddie Mac weekly national average, week of Oct 29, 2026), the town's 2025 effective tax rate, homeowners insurance (condo insurance for condo towns), and the town's NJ Transit pass where it has one. Excludes flood insurance, PMI, HOA, utilities and maintenance. Change the numbers in the calculator.
Home prices
Median sale price, single-family
- Chatham Boro$1,380,40092 sales
- New Brunswick$420,00011 sales
Median sale price, condo / townhouse
- Chatham Boro$780,0005 sales
Monthly mortgage
- Chatham Boro$7,526 / month
- New Brunswick$2,290 / month
More info
Principal & interest only; excludes taxes and insurance. Based on the single-family median unless a town's row says otherwise.
Source: GSMLS
Property taxes
Average residential tax bill, 2025
- Chatham Boro$16,960 / year$6,620 above the NJ average
- New Brunswick$7,101 / year$3,239 below the NJ average
- NJ average$10,340 / yearState total, same series as the town bills
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Bills compare better than raw tax rates, because towns assess homes at different shares of market value.
Schools
Meeting ELA standards
- Chatham Boro74.8% Above NJ average
- New Brunswick27.5% Below NJ average
- NJ state53.0%
Meeting math standards
- Chatham Boro68.5% Above NJ average
- New Brunswick15.1% Below NJ average
- NJ state42.0%
4-year graduation rate
- Chatham Boro96.5% Above NJ average
- New Brunswick79.5% Below NJ average
- NJ state91.8%
Chronic absenteeism
- Chatham Boro6.3% Below NJ average
- New Brunswick19.8% Above NJ average
- NJ state14.4%
Student:teacher ratio
- Chatham Boro11:1
- New Brunswick11:1
- NJ state12:1
Commute
NJ Transit adult monthly pass to NY Penn
- Chatham Boro$376 / month
- New Brunswick$477 / month
Peak commute time
- Chatham Boro46 min
More info
Typical from Chatham: 53 min, median trip time of the scheduled trips arriving 7:00-9:00 AM on Wed 2026-11-18 (one itinerary per departure; dominated options excluded). Based on 6 trips.
- New Brunswick51 min
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Typical from New Brunswick: 55.5 min, median trip time of the scheduled trips arriving 7:00-9:00 AM on Wed 2026-11-18 (one itinerary per departure; dominated options excluded). Based on 8 trips.
Full pages: Chatham Boro · New Brunswick. Find a local expert if you want help weighing these two towns.