Chatham Boro vs Hoboken, NJ
Property taxes, schools, NJ Transit pass and monthly cost for Chatham Boro and Hoboken, side by side with sources.
At a glance
- Lower tax billHoboken, $9,531 a year
More info
Hoboken has the lower 2025 average residential tax bill: $9,531 a year, $7,429 less than $16,960 in Chatham Boro. Hoboken is below the NJ average of $10,340 and Chatham Boro is above it.
- Median sale priceChatham Boro $1,380,400 vs Hoboken $785,000
More info
Chatham Boro's headline median sale price is $1,380,400 (single-family) and Hoboken's is $785,000 (condo/townhouse median; no single-family sales in 2025); the two are different home types (GSMLS, 2025 closed sales).
- Peak commuteChatham Boro 46 min vs Hoboken 15 min
More info
Peak commute is 46 minutes in Chatham Boro and 15 minutes by PATH to 33rd Street in Hoboken, 31 minutes shorter in Hoboken.
- Higher school resultsChatham Boro: ELA, math; Hoboken: 4-year graduation
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On the district results, Chatham Boro's district is higher on ELA (74.8% vs 70.5%) and math (68.5% vs 61.0%); Hoboken's district is higher on 4-year graduation (97.5% vs 96.5%).
Figures are from the data file, version 2.4.2. Estimates are labeled. Sources and dates are in each section below. Add a third town in the compare tool.
Monthly cost
Estimated monthly cost Estimate
- Mortgage (principal and interest)
- Property tax
- NJ Transit pass
- Chatham Boro$9,659 / monthMortgage $7,526 · Property tax $1,757 · NJ Transit pass $376 · on a $1,380,400 median single-family home
More info
Each town uses its own headline median sale price, single-family unless the town's label says otherwise (GSMLS, 2025 closed sales), and its 2025 effective tax rate. Mortgage is the monthly mortgage in the data: Principal & interest only; excludes taxes and insurance. Calculated at a 7.24% 30-year fixed rate, 20% down, 30-year term. Excludes insurance, utilities, maintenance and HOA fees. Change the numbers in the calculator.
Not shown for Hoboken: The monthly cost estimate includes the NJ Transit rail pass to New York Penn Station, which does not apply to Hoboken (not on NJ Transit's rail-to-Penn fare chart; residents typically use PATH or the NY Waterway ferry (see fares)), so no estimate is shown.
Home prices
Median sale price, single-family
- Chatham Boro$1,380,40092 sales
Median sale price, condo / townhouse
- Chatham Boro$780,0005 sales
- Hoboken$785,000condo/townhouse median; no single-family sales in 2025 · 19 sales
Monthly mortgage
- Chatham Boro$7,526 / month
- Hoboken$4,280 / monthBased on the condo/townhouse median; no single-family sales in 2025
More info
Principal & interest only; excludes taxes and insurance. Based on the single-family median unless a town's row says otherwise.
Source: GSMLS, 2025 closed sales
Property taxes
Average residential tax bill, 2025
- Chatham Boro$16,960 / year$6,620 above the NJ average
- Hoboken$9,531 / year$809 below the NJ average
- NJ average$10,340 / yearState total, same series as the town bills
More info
Bills compare better than raw tax rates, because towns assess homes at different shares of market value.
Schools
Meeting ELA standards
- Chatham Boro74.8% Above NJ average
- Hoboken70.5% Above NJ average
- NJ state53.0%
Meeting math standards
- Chatham Boro68.5% Above NJ average
- Hoboken61.0% Above NJ average
- NJ state42.0%
4-year graduation rate
- Chatham Boro96.5% Above NJ average
- Hoboken97.5% Above NJ average
- NJ state91.8%
Chronic absenteeism
- Chatham Boro6.3% Below NJ average
- Hoboken7.9% Below NJ average
- NJ state14.4%
Student:teacher ratio
- Chatham Boro11:1
- Hoboken14:1
- NJ state12:1
Commute
NJ Transit adult monthly pass to NY Penn
- Chatham Boro$376 / month
More info
Not shown for Hoboken: Not on NJ Transit's rail-to-Penn fare chart; residents typically use PATH or the NY Waterway ferry (see fares)
Peak commute time
- Chatham Boro46 min
More info
Typical from Chatham: 53 min, median trip time of the scheduled trips arriving 7:00-9:00 AM on Wed 2026-11-18 (one itinerary per departure; dominated options excluded). Based on 6 trips.
- Hoboken15 minPATH from Hoboken to 33rd Street (Midtown Manhattan)
More info
Typical from Hoboken (PATH): 15 min, median ride time of the direct scheduled PATH trips arriving 7:00-9:00 AM in PATH's weekday GTFS schedule (service through 2026-11-13); the count is for that schedule, not for Nov 18. Based on 14 trips.
PATH commute time
- Hoboken15 minHoboken (PATH) to 33rd Street (PATH)
More info
Typical: 15 min, median ride time of the direct scheduled PATH trips arriving 7:00-9:00 AM in PATH's weekday GTFS schedule (service through 2026-11-13); the count is for that schedule, not for Nov 18. Based on 14 trips.
Ferry commute time
- Hoboken7 minHoboken 14th St. to Midtown (W 39th St)
More info
Typical: 7 min, median scheduled crossing time of the weekday ferry sailings from this terminal that arrive at the destination 7:00-9:00 AM in NY Waterway's published timetable. Based on 6 trips.
Full pages: Chatham Boro · Hoboken. Find a local expert if you want help weighing these two towns.