Bernards Twp (Basking Ridge) vs New Brunswick, NJ
Property taxes, schools, NJ Transit pass and monthly cost for Bernards Twp (Basking Ridge) and New Brunswick, side by side with sources.
At a glance
- Lower tax billNew Brunswick, $7,101 a year
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New Brunswick has the lower 2025 average residential tax bill: $7,101 a year, $7,614 less than $14,715 in Bernards Twp (Basking Ridge). New Brunswick is below the NJ average of $10,340 and Bernards Twp (Basking Ridge) is above it.
- Median sale priceNew Brunswick $420,000 vs Bernards Twp (Basking Ridge) $1,250,000
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The median single-family sale price is $420,000 in New Brunswick and $1,250,000 in Bernards Twp (Basking Ridge), $830,000 more (GSMLS, 2025 closed sales).
- Monthly cost estimateNew Brunswick $3,628 vs Bernards Twp (Basking Ridge) $9,257
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On the site's monthly cost estimate (mortgage, property tax, insurance and NJ Transit pass, each on the town's headline median sale price, the same math as the calculator), New Brunswick comes to $3,628 a month and Bernards Twp (Basking Ridge) to $9,257, a gap of $5,629.
- Peak commuteBernards Twp (Basking Ridge) 75 min vs New Brunswick 51 min
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Peak commute is 75 minutes in Bernards Twp (Basking Ridge) and 51 minutes in New Brunswick, 24 minutes shorter in New Brunswick.
- NJ Transit passNew Brunswick $477 vs Bernards Twp (Basking Ridge) $531
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The NJ Transit monthly pass to NY Penn is $477 in New Brunswick and $531 in Bernards Twp (Basking Ridge), $54 more.
- Higher school resultsBernards Twp (Basking Ridge): 4-year graduation, ELA, math
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On the district results, Bernards Twp (Basking Ridge)'s district is higher on 4-year graduation (97.6% vs 79.5%), ELA (81.9% vs 27.5%) and math (79.6% vs 15.1%).
Figures are from the data file, version 2.5.3. Estimates are labeled. Sources and dates are in each section below. Add a third town in the compare tool.
Monthly cost
Estimated monthly cost Estimate
- Mortgage (principal and interest)
- Property tax
- Insurance
- NJ Transit pass
- Bernards Twp (Basking Ridge)$9,257 / monthMortgage $6,815 · Property tax $1,782 · Insurance $129 · NJ Transit pass $531 · on a $1,250,000 median single-family home
- New Brunswick$3,628 / monthMortgage $2,290 · Property tax $732 · Insurance $129 · NJ Transit pass $477 · on a $420,000 median single-family home
More info
Same math as the monthly cost calculator, at its defaults: each town's headline median sale price, single-family unless the town's label says otherwise (GSMLS, 2025 closed sales), 20% down, a 30-year fixed loan at 7.24% (Freddie Mac weekly national average, week of Oct 29, 2026), the town's 2025 effective tax rate, homeowners insurance (condo insurance for condo towns), and the town's NJ Transit pass where it has one. Excludes flood insurance, PMI, HOA, utilities and maintenance. Change the numbers in the calculator.
Home prices
Median sale price, single-family
- Bernards Twp (Basking Ridge)$1,250,000165 sales
- New Brunswick$420,00011 sales
Median sale price, condo / townhouse
- Bernards Twp (Basking Ridge)$503,000140 sales
Monthly mortgage
- Bernards Twp (Basking Ridge)$6,815 / month
- New Brunswick$2,290 / month
More info
Principal & interest only; excludes taxes and insurance. Based on the single-family median unless a town's row says otherwise.
Source: GSMLS
Property taxes
Average residential tax bill, 2025
- Bernards Twp (Basking Ridge)$14,715 / year$4,375 above the NJ average
- New Brunswick$7,101 / year$3,239 below the NJ average
- NJ average$10,340 / yearState total, same series as the town bills
More info
Bills compare better than raw tax rates, because towns assess homes at different shares of market value.
Schools
Meeting ELA standards
- Bernards Twp (Basking Ridge)81.9% Above NJ average
- New Brunswick27.5% Below NJ average
- NJ state53.0%
Meeting math standards
- Bernards Twp (Basking Ridge)79.6% Above NJ average
- New Brunswick15.1% Below NJ average
- NJ state42.0%
4-year graduation rate
- Bernards Twp (Basking Ridge)97.6% Above NJ average
- New Brunswick79.5% Below NJ average
- NJ state91.8%
Chronic absenteeism
- Bernards Twp (Basking Ridge)6.4% Below NJ average
- New Brunswick19.8% Above NJ average
- NJ state14.4%
Student:teacher ratio
- Bernards Twp (Basking Ridge)11:1
- New Brunswick11:1
- NJ state12:1
Commute
NJ Transit adult monthly pass to NY Penn
- Bernards Twp (Basking Ridge)$531 / month
- New Brunswick$477 / month
Peak commute time
- Bernards Twp (Basking Ridge)75 min
More info
Typical from Basking Ridge: 80.5 min, median trip time of the scheduled trips arriving 7:00-9:00 AM on Wed 2026-11-18 (one itinerary per departure; dominated options excluded). Based on 6 trips.
- New Brunswick51 min
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Typical from New Brunswick: 55.5 min, median trip time of the scheduled trips arriving 7:00-9:00 AM on Wed 2026-11-18 (one itinerary per departure; dominated options excluded). Based on 8 trips.
Full pages: Bernards Twp (Basking Ridge) · New Brunswick. Find a local expert if you want help weighing these two towns.