Morristown vs Union Twp, NJ
Property taxes, schools, NJ Transit pass and monthly cost for Morristown and Union Twp, side by side with sources.
At a glance
Union Twp has the lower 2025 average residential tax bill: $10,849 a year, $332 less than $11,181 in Morristown. Both are above the NJ average of $10,340.
The median single-family sale price is $597,500 in Union Twp and $725,000 in Morristown, $127,500 more (GSMLS, 2025 closed sales).
On the site's monthly cost estimate (mortgage, property tax and NJ Transit pass, each on the town's median single-family sale price), Union Twp comes to $4,643 a month and Morristown to $5,446, a gap of $803.
Peak commute is 59 minutes in Morristown and 36 in Union Twp, 23 minutes shorter in Union Twp; the NJ Transit monthly pass to NY Penn is $255 in Union Twp and $477 in Morristown, $222 more.
Figures are from the data file, version 2.3.0. Estimates are labeled. Add a third town in the compare tool.
Monthly cost
Estimated monthly cost Estimate
- Mortgage (principal and interest)
- Property tax
- NJ Transit pass
- Morristown$5,446 / monthMortgage $3,953 · Property tax $1,016 · NJ Transit pass $477 · on a $725,000 median single-family home
- Union Twp$4,643 / monthMortgage $3,258 · Property tax $1,130 · NJ Transit pass $255 · on a $597,500 median single-family home
Each town uses its own median single-family sale price (GSMLS, 2025 closed sales) and 2025 effective tax rate. Mortgage is the monthly mortgage in the data: Principal & interest only; excludes taxes and insurance. Calculated at a 7.24% 30-year fixed rate, 20% down, 30-year term. Excludes insurance, utilities, maintenance and HOA fees. Change the numbers in the calculator.
Home prices
Median sale price, single-family
- Morristown$725,00061 sales
- Union Twp$597,500354 sales
Median sale price, condo / townhouse
- Morristown$520,00057 sales
- Union Twp$380,00052 sales
Monthly mortgage
- Morristown$3,953 / month
- Union Twp$3,258 / month
Principal & interest only; excludes taxes and insurance. Based on the single-family median.
Source: GSMLS, 2025 closed sales
Property taxes
Average residential tax bill, 2025
- Morristown$11,181 / year$841 above the NJ average
- Union Twp$10,849 / year$509 above the NJ average
- NJ average$10,340 / yearState total, same series as the town bills
Bills compare better than raw tax rates, because towns assess homes at different shares of market value.
Schools
Meeting ELA standards
- Morristown59.6% Above NJ average
- Union Twp47.9% Below NJ average
- NJ state53.0%
Meeting math standards
- Morristown42.5% Above NJ average
- Union Twp29.9% Below NJ average
- NJ state42.0%
4-year graduation rate
- Morristown85.8% Below NJ average
- Union Twp95.1% Above NJ average
- NJ state91.8%
Chronic absenteeism
- Morristown9.3% Below NJ average
- Union Twp17.5% Above NJ average
- NJ state14.4%
Student:teacher ratio
- Morristown12:1
- Union Twp13:1
- NJ state12:1
Commute
NJ Transit adult monthly pass to NY Penn
- Morristown$477 / month
- Union Twp$255 / month
Peak commute time
- Morristown59 min
- Union Twp36 min
Full pages: Morristown · Union Twp. Find a local expert if you want help weighing these two towns.