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Bernards Twp (Basking Ridge) vs Millburn (Short Hills), NJ

Property taxes, schools, NJ Transit pass and monthly cost for Bernards Twp (Basking Ridge) and Millburn (Short Hills), side by side with sources.

At a glance

Bernards Twp (Basking Ridge) has the lower 2025 average residential tax bill: $14,715 a year, $11,583 less than $26,298 in Millburn (Short Hills). Both are above the NJ average of $10,340.

The median single-family sale price is $1,250,000 in Bernards Twp (Basking Ridge) and $2,031,500 in Millburn (Short Hills), $781,500 more (GSMLS, 2025 closed sales).

On the site's monthly cost estimate (mortgage, property tax and NJ Transit pass, each on the town's median single-family sale price), Bernards Twp (Basking Ridge) comes to $9,128 a month and Millburn (Short Hills) to $14,045, a gap of $4,917.

Peak commute is 75 minutes in Bernards Twp (Basking Ridge) and 34 in Millburn (Short Hills), 41 minutes shorter in Millburn (Short Hills); the NJ Transit monthly pass to NY Penn is $309 in Millburn (Short Hills) and $531 in Bernards Twp (Basking Ridge), $222 more.

Figures are from the data file, version 2.3.0. Estimates are labeled. Add a third town in the compare tool.

Monthly cost

Estimated monthly cost Estimate

  • Mortgage (principal and interest)
  • Property tax
  • NJ Transit pass
  • Bernards Twp (Basking Ridge)$9,128 / monthMortgage $6,815 · Property tax $1,782 · NJ Transit pass $531 · on a $1,250,000 median single-family home
  • Millburn (Short Hills)$14,045 / monthMortgage $11,076 · Property tax $2,660 · NJ Transit pass $309 · on a $2,031,500 median single-family home

Each town uses its own median single-family sale price (GSMLS, 2025 closed sales) and 2025 effective tax rate. Mortgage is the monthly mortgage in the data: Principal & interest only; excludes taxes and insurance. Calculated at a 7.24% 30-year fixed rate, 20% down, 30-year term. Excludes insurance, utilities, maintenance and HOA fees. Change the numbers in the calculator.

Sources: GSMLS (As of 2025) · Freddie Mac PMMS (Updated October 2026) · NJ Division of Taxation (Updated January 2026) · NJ Transit (Updated July 2026)

Home prices

Median sale price, single-family

Median sale price, condo / townhouse

Monthly mortgage

Principal & interest only; excludes taxes and insurance. Based on the single-family median.

Source: GSMLS, 2025 closed sales

Property taxes

Average residential tax bill, 2025

Bills compare better than raw tax rates, because towns assess homes at different shares of market value.

Sources: NJ Division of Taxation (Updated February 2026)

Schools

Meeting ELA standards

Meeting math standards

4-year graduation rate

Chronic absenteeism

Student:teacher ratio

DistrictsBernards Twp (Basking Ridge): Bernards Township School DistrictMillburn (Short Hills): Millburn Township School DistrictDistrict-wide results for all students. The NJ state line is the statewide figure.

Sources: NJDOE (2024-25 school year, published May 2026)

Commute

NJ Transit adult monthly pass to NY Penn

Sources: NJ Transit (Updated July 2026) · NJ Transit GTFS (via Mobility Database) (As of Scheduled service Wed 2026-11-18; rail feed service dates 2026-09-15 to 2027-03-13; downloaded 2026-11-01)

Full pages: Bernards Twp (Basking Ridge) · Millburn (Short Hills). Find a local expert if you want help weighing these two towns.

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